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Hub You - Cash Back vs. Rewards Credit Cards
One very unfortunate thing that new managers do is that they act on all complaints taking them at face value. But did you know that 85% of all complaints to our nation's regulatory bodies in the US Government are fake, fraudulent or embellished? Recent GAO study the government did confirms this. Most complaints are really BS.As a manager are you acting on all complaints and ta
Each kind of credit card reward has its own pros and cons, and the better choice depends on what’s most important to you.
Cash-back Rewards – Pros
Cash can be used anywhere, for any kind of purchase. Gives 1% - 2% cash back on all purchases.
Cash-back Rewards – Cons
Rewards points cards may give rewards of higher value, particular
Fear and Greed. The stock-in-trade of sales. Appeal to them, and your success is assured. But isn’t there more to life than those two emotions?Yes, there is. And your marketing would do well to expand its emotional horizons! Let’s take a look at a few of the other response-generating feelings:Curiosity: “What never… ever to eat on an airplane!” That headline is from the
Not only do you get immediate gratification with the buy now-pay later plastic, but now, many credit cards offer rewards and incentives for using their card to make purchases. You can get cash back, or gift cards, or ‘reward points’ that you can spend on merchandise or services from various merchants. There are also cards that allow you to designate your ‘cash back’ points to a charity – sometimes called affinity cards – and those that put your cash back into a special savings account for college.
Great deal, right? You spend your money and get something in return. The catch is, of course, that you’re paying interest and card fees to get your cash back rewards. But if you’re going to be using the credit card anyway, you might as well get something back out of it, right?
Most cash-back cards give you 1-2% cash back on most of your purchases. You’ll get a check at specified periods for the amount of your ‘rewards cash’. You can cash the check and spend the money on anything you want.
Reward cards give you 1-5 reward points for every dollar that you spend at different merchants and types of merchants. Most pay you 5 reward points for purchases made at their ‘Merchant Thank You’ network, and for purchases made at gas stations, drug stores and supermarkets. You’ll get 1 reward point for every dollar that you spend at other merchants. You can then redeem your reward points for particular items from the merchants that belong to the credit card’s merchant network.
Which is the better choice?
Each kind of credit card reward has its own pros and cons, and the better choice depends on what’s most important to you.
Cash-back Rewards – Pros
Cash can be used anywhere, for any kind of purchase. Gives 1% - 2% cash back on all purchases.
Cash-back Rewards – Cons
Rewards points cards may give rewards of higher value, particularl
IT consultants are highly coveted these days, and it is easy for an IT consultant to believe that simply having a great number of profitable jobs will guarantee success. Succeeding as an IT consultant is about more than money, and involves several other categories, including important personal and professional factors. It is these important elements that will determine long-term suc
Great deal, right? You spend your money and get something in return. The catch is, of course, that you’re paying interest and card fees to get your cash back rewards. But if you’re going to be using the credit card anyway, you might as well get something back out of it, right?
Most cash-back cards give you 1-2% cash back on most of your purchases. You’ll get a check at specified periods for the amount of your ‘rewards cash’. You can cash the check and spend the money on anything you want.
Reward cards give you 1-5 reward points for every dollar that you spend at different merchants and types of merchants. Most pay you 5 reward points for purchases made at their ‘Merchant Thank You’ network, and for purchases made at gas stations, drug stores and supermarkets. You’ll get 1 reward point for every dollar that you spend at other merchants. You can then redeem your reward points for particular items from the merchants that belong to the credit card’s merchant network.
Which is the better choice?
Each kind of credit card reward has its own pros and cons, and the better choice depends on what’s most important to you.
Cash-back Rewards – Pros
Cash can be used anywhere, for any kind of purchase. Gives 1% - 2% cash back on all purchases.
Cash-back Rewards – Cons
Rewards points cards may give rewards of higher value, particular
Where to go? What to do? Where to start? Are you just a little bit overwhelmed? Are you what they call a Newbie? What do I get paid and when? Afraid of being scammed?If all of these questions pertain to you, then you are on the road to success. Newbies stand up and be proud. I remember the feeling of being overwhelmed and scared. I needed all the help and guidance I could find.
Most cash-back cards give you 1-2% cash back on most of your purchases. You’ll get a check at specified periods for the amount of your ‘rewards cash’. You can cash the check and spend the money on anything you want.
Reward cards give you 1-5 reward points for every dollar that you spend at different merchants and types of merchants. Most pay you 5 reward points for purchases made at their ‘Merchant Thank You’ network, and for purchases made at gas stations, drug stores and supermarkets. You’ll get 1 reward point for every dollar that you spend at other merchants. You can then redeem your reward points for particular items from the merchants that belong to the credit card’s merchant network.
Which is the better choice?
Each kind of credit card reward has its own pros and cons, and the better choice depends on what’s most important to you.
Cash-back Rewards – Pros
Cash can be used anywhere, for any kind of purchase. Gives 1% - 2% cash back on all purchases.
Cash-back Rewards – Cons
Rewards points cards may give rewards of higher value, particular
Any idea? It’s a question that more than a few Yellow Page advertisers ponder. If you are currently spending money every month to run an ad in your local directory, you don’t want to wrestle with that question. You want to know that your investment is generating a consistent flow of new clients to your business. So what can you do to maximize returns and stop worrying?First of
Which is the better choice?
Each kind of credit card reward has its own pros and cons, and the better choice depends on what’s most important to you.
Cash-back Rewards – Pros
Cash can be used anywhere, for any kind of purchase. Gives 1% - 2% cash back on all purchases.
Cash-back Rewards – Cons
Rewards points cards may give rewards of higher value, particular
One of the best places to advertise online is in ezines and e-mail newsletters. Why? Ezine ads are very affordable compared with many other types of advertising. That also makes it an inexpensive way to test headlines and offers. But most important, it's a great way to reach the exact target market you want.For example, my own ezine, "Straight Shooter Marketing", is read by ove
Each kind of credit card reward has its own pros and cons, and the better choice depends on what’s most important to you.
Cash-back Rewards – Pros
Cash can be used anywhere, for any kind of purchase. Gives 1% - 2% cash back on all purchases.
Cash-back Rewards – Cons
Rewards points cards may give rewards of higher value, particularly for purchases at merchant networks stores, gas stations and supermarkets. Cash-back can only be used when a check is issued.
Rewards Points – Pros
Rewards points are often higher value than cash-back. If you use the credit card for purchases made within the merchant member network, you can get as much as 5% value back when you spend your reward points.
Reward points are available to use on a rolling basis. Some card companies may require you to accumulate a certain number of rewards points before redeeming them, but reward point rewards are often more easily available than cash-back rewards. Reward points can be used for cash rewards in some circumstances.
Reward Points – Cons
Reward points can only be redeemed from particular merchants and/or on particular merchandise.
Whichever your choice, it makes good sense to get something back when you choose to use credit. If you’re a frequent credit card user, the rewards can certainly add up. Among the merchants that belong to various Merchant Member networks are such well-known companies as airlines, Saks Fifth Avenue, Evelyn & Crabtree and Smarter Edge.
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