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  • Hub You - College Credit Card Debt - Avoid The Pitfalls

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    he nearest Saks Fifth Avenue store and blow my credit on a pair of shoes. Fast forward a few years later and my sister is attending my alma mater. She gets the same credit card and runs to the nearest mall before her
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    Spending money – it feels good. If you are honest with yourself, you will agree with me. There is something about walking into a store and buying what your heart desires. I am not talking about high-end fashion items such as Chanel or Gucci. Even going into Home Depot on a nice day and buying plants and mulch to landscape your garden feels great.

    Now imagine being a college student with no job and no credit and being offered a credit card. I was issued a credit card when I was 19. I walked into the university book store to buy my $5.99 used philosophy book and walked out with an MBNA credit card with a $500 limit. It felt pretty good. This has been going on for years. I did not even know what a FICO Score was and yet, I was on my way to building my credit file.

    Fortunately, I have always been a spend thrift and as such as I did not run into the nearest Saks Fifth Avenue store and blow my credit on a pair of shoes. Fast forward a few years later and my sister is attending my alma mater. She gets the same credit card and runs to the nearest mall before her s

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    s such as Chanel or Gucci. Even going into Home Depot on a nice day and buying plants and mulch to landscape your garden feels great.

    Now imagine being a college student with no job and no credit and being offered a credit card. I was issued a credit card when I was 19. I walked into the university book store to buy my $5.99 used philosophy book and walked out with an MBNA credit card with a $500 limit. It felt pretty good. This has been going on for years. I did not even know what a FICO Score was and yet, I was on my way to building my credit file.

    Fortunately, I have always been a spend thrift and as such as I did not run into the nearest Saks Fifth Avenue store and blow my credit on a pair of shoes. Fast forward a few years later and my sister is attending my alma mater. She gets the same credit card and runs to the nearest mall before her

    Beware: Google Selling Video Ads
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    ed a credit card. I was issued a credit card when I was 19. I walked into the university book store to buy my $5.99 used philosophy book and walked out with an MBNA credit card with a $500 limit. It felt pretty good. This has been going on for years. I did not even know what a FICO Score was and yet, I was on my way to building my credit file.

    Fortunately, I have always been a spend thrift and as such as I did not run into the nearest Saks Fifth Avenue store and blow my credit on a pair of shoes. Fast forward a few years later and my sister is attending my alma mater. She gets the same credit card and runs to the nearest mall before her

    How to Find a Dependable Web Host
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    This has been going on for years. I did not even know what a FICO Score was and yet, I was on my way to building my credit file.

    Fortunately, I have always been a spend thrift and as such as I did not run into the nearest Saks Fifth Avenue store and blow my credit on a pair of shoes. Fast forward a few years later and my sister is attending my alma mater. She gets the same credit card and runs to the nearest mall before her

    When, Why, and How to Use Mailing Lists
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    he nearest Saks Fifth Avenue store and blow my credit on a pair of shoes. Fast forward a few years later and my sister is attending my alma mater. She gets the same credit card and runs to the nearest mall before her signature ink is dry. This woman loves to shop. She lives for it.

    It is estimated that 80% of college students have at least one credit card. The average undergraduate student with a credit card has about $2700 in credit expenses. Whether or not this factoid comes as a surprise, it is true that Finance 101 does not teach students about the concept of “Credit” and how it will impact their future lives. Like most people, I did not know what a credit report or FICO score was until I embarked on the home buying journey.

    Our credit follows us everywhere we go. When college graduates venture into the corporate world, many will be surprised to know that potential employers make inquiries against job applicant’s credit file during the due diligence process. It is a means of determin

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