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Hub You - Citibank's Citi Simplicity Card: Now You Can Avoid Late Fees
Have you ever experienced a sales slump? Or just not achieved the results that you thought you should have? If you have been selling for at least 4-5 years, I guarantee you have had some tough months, or even a difficult sales year.Success in selling requires many skills, attitudes, abilities and personal values. When a salesperson experiences a down cycle in his success, it is impossible to look at just one single
In all, the Citi Simplicity card has much more to it than what meets the eye. For some people, the new card is a welcome change especially if you are one who pays off his balance in full each month. If you aren’t, the Citi Simplicity card may cost you much more in the long run. Should you fall into this second category, it would be better for you to keep your existing card or shop for a new card with other features and more favorable requirements.
Copyright 2006 Ed Vegliante. Free online reprints of this article are allowed provided the resource box remains intact with a liv
Are you like a lot of network or internet marketers… you have a dream, you want more for yourself and your family, and you truly believe in the concept of network & internet marketing as an online business, but you just are not making enough money again this month.You have tried more than one or two companies over the past couple years, and once again you find yourself with the same old problem. You are spendi
The Problem
Consumer advocates have long cried foul when it has come to credit card late fees and penalties. Not only would you be assessed a one time late fee ranging from $29 to $39 if your payment arrived late, but your interest rate could be permanently increased to the default rate, typically as high as 29% annually. This “double whammy” further made it difficult for you, the credit card holder, to ever pay down debt.
Citibank’s Solution
In a bold marketing move, Citibank – one of the largest issuers of credit cards in the world – came up with its Citi Simplicity card in response to criticism levied by consumer advocates at the industry and at the bank personally. The new card, with no annual fee and no late fees, is designed for card holders who have been bitten by the late fee bug. No longer will you, as a card holder, have to worry if the check you sent off just before the payment due date arrived on time. With the Citi Simplicity card, a late arriving payment will be credited and no late fee assessed.
Taking a Closer Look
Within Citibank’s offer are a few things that you should understand before you make the switch:
1. A late fee will not be charged to your account, but your interest rate may surge to the default rate. The default rate, in this case, can be as high as 29%! That’s bad news for you especially if you had a fixed low rate previously.
2. You could also get a false sense of security by incorrectly believing that paying late regularly doesn’t harm you in some other ways. For instance, consistently forwarded late payments can become part of your credit report, thereby negatively affecting your ability to purchase a car or a home down the road at a favorable interest rate. Important to note, a higher interest rate can add thousands of dollars to the purchase of a new home.
3. Finally, Citibank will waive the late fee only if you promise to continue to use the card. This is bad news for you especially if you are trying to reduce your balance each month without having to purchase something new, which simply adds to your balance.
In all, the Citi Simplicity card has much more to it than what meets the eye. For some people, the new card is a welcome change especially if you are one who pays off his balance in full each month. If you aren’t, the Citi Simplicity card may cost you much more in the long run. Should you fall into this second category, it would be better for you to keep your existing card or shop for a new card with other features and more favorable requirements.
Copyright 2006 Ed Vegliante. Free online reprints of this article are allowed provided the resource box remains intact with a live
One thing anyone in this industry will tell you if you sit back and hope work will come; you are living in a dream world.I have been in the close protection security industry since 1988 and still go looking for work, it’s like any other business if you want to succeed you must be willing to put the hours in at first to build your business, and then and only then can you start enjoying the fruits of your labour.
Citibank’s Solution
In a bold marketing move, Citibank – one of the largest issuers of credit cards in the world – came up with its Citi Simplicity card in response to criticism levied by consumer advocates at the industry and at the bank personally. The new card, with no annual fee and no late fees, is designed for card holders who have been bitten by the late fee bug. No longer will you, as a card holder, have to worry if the check you sent off just before the payment due date arrived on time. With the Citi Simplicity card, a late arriving payment will be credited and no late fee assessed.
Taking a Closer Look
Within Citibank’s offer are a few things that you should understand before you make the switch:
1. A late fee will not be charged to your account, but your interest rate may surge to the default rate. The default rate, in this case, can be as high as 29%! That’s bad news for you especially if you had a fixed low rate previously.
2. You could also get a false sense of security by incorrectly believing that paying late regularly doesn’t harm you in some other ways. For instance, consistently forwarded late payments can become part of your credit report, thereby negatively affecting your ability to purchase a car or a home down the road at a favorable interest rate. Important to note, a higher interest rate can add thousands of dollars to the purchase of a new home.
3. Finally, Citibank will waive the late fee only if you promise to continue to use the card. This is bad news for you especially if you are trying to reduce your balance each month without having to purchase something new, which simply adds to your balance.
In all, the Citi Simplicity card has much more to it than what meets the eye. For some people, the new card is a welcome change especially if you are one who pays off his balance in full each month. If you aren’t, the Citi Simplicity card may cost you much more in the long run. Should you fall into this second category, it would be better for you to keep your existing card or shop for a new card with other features and more favorable requirements.
Copyright 2006 Ed Vegliante. Free online reprints of this article are allowed provided the resource box remains intact with a liv
Advertisement is the best and the most effective way to generate awareness and popularity to any product you want to sell. Although some claim that they don't need it, the existence of print ads, TV ads, and radio ads to create brand awareness to any products are evidences that products need to be introduced to the public. This principle is the same with online business.With millions of existing domains on the Intern
Taking a Closer Look
Within Citibank’s offer are a few things that you should understand before you make the switch:
1. A late fee will not be charged to your account, but your interest rate may surge to the default rate. The default rate, in this case, can be as high as 29%! That’s bad news for you especially if you had a fixed low rate previously.
2. You could also get a false sense of security by incorrectly believing that paying late regularly doesn’t harm you in some other ways. For instance, consistently forwarded late payments can become part of your credit report, thereby negatively affecting your ability to purchase a car or a home down the road at a favorable interest rate. Important to note, a higher interest rate can add thousands of dollars to the purchase of a new home.
3. Finally, Citibank will waive the late fee only if you promise to continue to use the card. This is bad news for you especially if you are trying to reduce your balance each month without having to purchase something new, which simply adds to your balance.
In all, the Citi Simplicity card has much more to it than what meets the eye. For some people, the new card is a welcome change especially if you are one who pays off his balance in full each month. If you aren’t, the Citi Simplicity card may cost you much more in the long run. Should you fall into this second category, it would be better for you to keep your existing card or shop for a new card with other features and more favorable requirements.
Copyright 2006 Ed Vegliante. Free online reprints of this article are allowed provided the resource box remains intact with a liv
Did you know that it is illegal to go to online forums and slander or harass someone using a fake name? So often we see upset folks seek revenge on the Internet and post annoying or harassing posts using an alias or pen name. This is now illegal and it is a Federal Crime. Have you been slandered, belittled or annoyed by an anonymous Internet poster? You are not alone over 80% of those who post in online forums have been vic
2. You could also get a false sense of security by incorrectly believing that paying late regularly doesn’t harm you in some other ways. For instance, consistently forwarded late payments can become part of your credit report, thereby negatively affecting your ability to purchase a car or a home down the road at a favorable interest rate. Important to note, a higher interest rate can add thousands of dollars to the purchase of a new home.
3. Finally, Citibank will waive the late fee only if you promise to continue to use the card. This is bad news for you especially if you are trying to reduce your balance each month without having to purchase something new, which simply adds to your balance.
In all, the Citi Simplicity card has much more to it than what meets the eye. For some people, the new card is a welcome change especially if you are one who pays off his balance in full each month. If you aren’t, the Citi Simplicity card may cost you much more in the long run. Should you fall into this second category, it would be better for you to keep your existing card or shop for a new card with other features and more favorable requirements.
Copyright 2006 Ed Vegliante. Free online reprints of this article are allowed provided the resource box remains intact with a liv
So many small business owners - especially those who work from home - are very pressed for time. After all, as an independent professional, you must wear the hats of: accountant, salesperson, customer service representative, marketing manager, distribution manager, tax professional, and countless others. While you may need help desperately, you probably think you can’t afford to hire someone. The truth be known, you can act
In all, the Citi Simplicity card has much more to it than what meets the eye. For some people, the new card is a welcome change especially if you are one who pays off his balance in full each month. If you aren’t, the Citi Simplicity card may cost you much more in the long run. Should you fall into this second category, it would be better for you to keep your existing card or shop for a new card with other features and more favorable requirements.
Copyright 2006 Ed Vegliante. Free online reprints of this article are allowed provided the resource box remains intact with a live link back to http://www.credit-card-surplus.com.
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