Tags |
|
|
Links |
|
|
Hub You - 5 Things to Know Before Applying for Your First Credit Card
I’ll always remember Melanie. She wasn’t my first girlfriend. My wife Jill was my first girlfriend, and my second and ...well you get the picture. Melanie wasn’t my 7th grade English teacher either. That unfortunate task went to Mrs. Jonestup, who faithfully tried teaching me grammar, while I stared out the wi
4. Read the Fine Print
Also read the fine print of any credit card deal. Some cards offer great interest rate
If you haven’t heard this by now, creating an ‘Opt In’ list is a major component of your online success, it’s the ‘profit engine’. Therefore, it is vital that your online plans include a sign up form that is prominently located on the main page and will capture every possible lead, and at the same time
1. Shop Around
One of the first things you should know about getting your first credit card is how to shop around. Sure, you probably get a few dozen credit card offers in the mail every month. And every time you go to a ballgame, somebody offers you a free beach towel if you join their credit card. But these offers may not be the best. Try doing your own research on the Web to find the best credit cards for your situation.
2. Compare Annual Percentage Rates
Once you come up with a list of cards you may want to apply for, compare their interest rates, or the percentage fee they charge you for debt left on your card every month. It’s important to know the difference between variable rate cards, and fixed rate cards. Variable means that the interest rate can change over time, so it may start out extremely low, but in six months, it could triple, quadruple, etc.
3. Compare Fees and Grace Periods
Don’t just compare interest rates on cards either. You should know each card’s annual fee, grace period (or time they give you to pay off each month’s charges), late-payment penalty fees, over-the-limit penalty fees, and charges for cash advances. Of course, for these penalties and cash advance fees, you hopefully will never have to experience them firsthand. But it’s still important to know what they are just in case.
4. Read the Fine Print
Also read the fine print of any credit card deal. Some cards offer great interest rate
List Building is fun – but if you don’t know what you are doing, it can be really frustrating. When I first started out list building, I really was an idiot- at least a list building idiot for sure.One thing I knew, once I got my squeeze page up, was that I had to get traffic to my site. Well, that backf
One of the first things you should know about getting your first credit card is how to shop around. Sure, you probably get a few dozen credit card offers in the mail every month. And every time you go to a ballgame, somebody offers you a free beach towel if you join their credit card. But these offers may not be the best. Try doing your own research on the Web to find the best credit cards for your situation.
2. Compare Annual Percentage Rates
Once you come up with a list of cards you may want to apply for, compare their interest rates, or the percentage fee they charge you for debt left on your card every month. It’s important to know the difference between variable rate cards, and fixed rate cards. Variable means that the interest rate can change over time, so it may start out extremely low, but in six months, it could triple, quadruple, etc.
3. Compare Fees and Grace Periods
Don’t just compare interest rates on cards either. You should know each card’s annual fee, grace period (or time they give you to pay off each month’s charges), late-payment penalty fees, over-the-limit penalty fees, and charges for cash advances. Of course, for these penalties and cash advance fees, you hopefully will never have to experience them firsthand. But it’s still important to know what they are just in case.
4. Read the Fine Print
Also read the fine print of any credit card deal. Some cards offer great interest rate
To make your blog worth reading and revisiting you need to think about the type of content that is suitable for your blog in order to make it readable and, possibly, profitable. First off, I want you to understand that many blogs have no fixed scope, which means many bloggers write about whatever they are interes
2. Compare Annual Percentage Rates
Once you come up with a list of cards you may want to apply for, compare their interest rates, or the percentage fee they charge you for debt left on your card every month. It’s important to know the difference between variable rate cards, and fixed rate cards. Variable means that the interest rate can change over time, so it may start out extremely low, but in six months, it could triple, quadruple, etc.
3. Compare Fees and Grace Periods
Don’t just compare interest rates on cards either. You should know each card’s annual fee, grace period (or time they give you to pay off each month’s charges), late-payment penalty fees, over-the-limit penalty fees, and charges for cash advances. Of course, for these penalties and cash advance fees, you hopefully will never have to experience them firsthand. But it’s still important to know what they are just in case.
4. Read the Fine Print
Also read the fine print of any credit card deal. Some cards offer great interest rate
Make More Money Making a Name for YourselfCalling all realtors, financial planners, insurance brokers, multi-level & network marketers, and anyone else who works in the precarious and often misunderstood position of operating under a large company brand umbrella yet operating as a separate business
3. Compare Fees and Grace Periods
Don’t just compare interest rates on cards either. You should know each card’s annual fee, grace period (or time they give you to pay off each month’s charges), late-payment penalty fees, over-the-limit penalty fees, and charges for cash advances. Of course, for these penalties and cash advance fees, you hopefully will never have to experience them firsthand. But it’s still important to know what they are just in case.
4. Read the Fine Print
Also read the fine print of any credit card deal. Some cards offer great interest rate
I’m an avid reader and published author, so I know my books. When I came upon this one in particular, I was hooked. It had a relatively unassuming title, which I’ll get to later. Its cover wasn’t particularly interesting, and it was a paperback. Though it was fairly large, I decided to fli
4. Read the Fine Print
Also read the fine print of any credit card deal. Some cards offer great interest rates, fixed or otherwise, but warn that these low rates disappear as soon as you make one late payment. Credit card companies put this and many other loopholes in their contracts to make the most money off a person with too much debt and too little responsibility. Be aware of them so you can avoid them.
5. Review the Agreement
Once you figure out which card you want and apply for it, you should get the card and the full agreement in the mail. Make sure you review this agreement completely to make sure that you’re getting everything you agreed to—the right interest rate, spending allowance, etc. These things can change during the card’s approval process.
HTTP = HTML link (for blogs, profiles,phorums):
<a href="http://www.iadvice.info/article/92809/iadvice-5-Things-to-Know-Before-Applying-for-Your-First-Credit-Card.html">5 Things to Know Before Applying for Your First Credit Card</a>
BB link (for phorums):
[url=http://www.iadvice.info/article/92809/iadvice-5-Things-to-Know-Before-Applying-for-Your-First-Credit-Card.html]5 Things to Know Before Applying for Your First Credit Card[/url]
Related Articles:
Storytelling for Entrepreneurs
9 Ways to Keep Clients Coming Back For More
Bookmark it:
|