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    pect the time your check clears to decrease drastically. If you live paycheck to paycheck and often
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    You may already be familiar with Check 21, a federal law that goes into effect on October 28, 2004. If you're like me, this may be something you hadn't heard about until just yesterday. The Check Clearing for the 21st Century Act, otherwise known as Check 21, is the process of turning the checks your write into images and transmitting them by computer.

    What does this mean to you?

    Expect the time your check clears to decrease drastically. If you live paycheck to paycheck and often

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    If you're like me, this may be something you hadn't heard about until just yesterday. The Check Clearing for the 21st Century Act, otherwise known as Check 21, is the process of turning the checks your write into images and transmitting them by computer.

    What does this mean to you?

    Expect the time your check clears to decrease drastically. If you live paycheck to paycheck and often

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    Clearing for the 21st Century Act, otherwise known as Check 21, is the process of turning the checks your write into images and transmitting them by computer.

    What does this mean to you?

    Expect the time your check clears to decrease drastically. If you live paycheck to paycheck and often

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    your write into images and transmitting them by computer.

    What does this mean to you?

    Expect the time your check clears to decrease drastically. If you live paycheck to paycheck and often

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    pect the time your check clears to decrease drastically. If you live paycheck to paycheck and often count on a one or two day "grace period" to get funds into your account after paying bills, you'll need to re-organize your budgeting process. Checks will clear in a matter of hours now, not days.

    You will no longer be getting your cancelled checks back with your bank statement. If you get anything at all, it will be a "substitute check" which is a certain kind of copy of your original che

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