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  • Hub You - Mortgage Broker Training Article: So You Want to be a Top Producer??

    Chicken Soup for Job Seekers - 2nd Portion
    Are you unhappy with your present job? Do you bewilder each time you receive a new job offer? Do you vacillate between your head and your heart when it comes to making an important decision about your career? So here’s the second portion of chicken soup for a ‘Dream Job’ seeker’s soul. Read on…Here is an attempt to make all you unhappy career people realize that your job can be your tool to carve out happiness & satisfaction in your lives, provided the job you choose is by your choice or is a choice of people surrounding you.Life may not give us a second chance but when it comes to our career, its far more than just one or two chances. Thanks to the numerous job consultants and job portals that have not only simplified our job search but also equip us with new job offers almost each day. One such portal is Naukri.com, which is India’s numbe
    er WHO they work for. They are the ones who still read and research even after hours. Passion will drive you to move forward no matter what.

    2- Focus on others.

    This quality is required if you want long term success. Sure there are a lot of people who are only focused on screwing over every last client they come in contact with, and they make a

    How About Having Your Own Unique Personalized Business Cards?
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    First of all, many studies have been performed on top producers. No matter what field of sales they are in, top producers always seem to have a common thread. This has led me to believe that success is a recipe. What I mean by this is wherever you find success, you will find certain ingredients. Unfortunately, many mortgage brokers focus on the WRONG ingredients. This became very clear to me, only when I began teaching. I say this because some of the brightest and most capable of my students are also the poorest! Before I break into that though, let's look at the key ingredients that MUST be present to be a top producer:

    1. - Passion.

    Another poster mentioned this above, and hit the nail on the head. However, a lot of us misread what passion is. When I say passion needs to be present I don't mean you need to jump out of your bed every morning pumping your arms in the air singing "I love loans!!" No, this isn't passion, this is, well....Lunacy? j/k :)

    Seriously though, passion in this context is a reference to your viewpoint. Those who are passionate and successful have a laser focus to accomplish a certain goal, and view their position as mortgage broker as a career and not a job. With this laser focus, they are willing to go above and beyond to CREATE a situation of success instead of crying in their spilled milk claiming "it's not fair."

    The passionate ones will be successful no matter WHO they work for. They are the ones who still read and research even after hours. Passion will drive you to move forward no matter what.

    2- Focus on others.

    This quality is required if you want long term success. Sure there are a lot of people who are only focused on screwing over every last client they come in contact with, and they make a

    Import Importing Imports
    WHAT IS IMPORT?An import is any good or commodity, brought into one country from another country in a legal fashion, typically for use in trade. Foreign producers provide import goods or services to domestic consumers. Import of commercial quantities of goods usually requires concern of the Customs authorities in both the country of import and the country of export. With the globalization of a trade and commerce & an economy consequent upon comfortable balance of payment position has liberalized the Import Policy and practically all Controls on imports have been lifted. Imports may be made freely except to the extent they are regulated by the provisions of Import Policy or by any other law for the time being in force.IMPORT PROCEDURESCertain procedures have to be followed for (IMPORT) the purpose of clearing goods to be imported. These procedures
    dients. This became very clear to me, only when I began teaching. I say this because some of the brightest and most capable of my students are also the poorest! Before I break into that though, let's look at the key ingredients that MUST be present to be a top producer:

    1. - Passion.

    Another poster mentioned this above, and hit the nail on the head. However, a lot of us misread what passion is. When I say passion needs to be present I don't mean you need to jump out of your bed every morning pumping your arms in the air singing "I love loans!!" No, this isn't passion, this is, well....Lunacy? j/k :)

    Seriously though, passion in this context is a reference to your viewpoint. Those who are passionate and successful have a laser focus to accomplish a certain goal, and view their position as mortgage broker as a career and not a job. With this laser focus, they are willing to go above and beyond to CREATE a situation of success instead of crying in their spilled milk claiming "it's not fair."

    The passionate ones will be successful no matter WHO they work for. They are the ones who still read and research even after hours. Passion will drive you to move forward no matter what.

    2- Focus on others.

    This quality is required if you want long term success. Sure there are a lot of people who are only focused on screwing over every last client they come in contact with, and they make a

    Minimize Resistance and Manage Change
    Of the companies that contact for a true team “building” event, the vast majority are looking for an activity to assist the team in managing change within their organization. This article has compiled some of the thoughts from James O’Toole, James Champy, Michael Hammer and Noel Tichy to address these very concerns.With change, comes resistance. That’s simply Newtons Third Law of Energy and Inertia. Unless an external force acts upon us, we like to stay on the course we are headed. James O’Toole has come up with Thirty-Three Hypotheses for Why People Resist Change. I’m not going to list them all here, but if you want to check them out you can find them in his book Leading Change: The Argument for Value Based Leadership (pp.161-164). But here are 5 reasons that people tend to resist change:Resistance Reason #1: Perceived Negative Outcome“If
    head. However, a lot of us misread what passion is. When I say passion needs to be present I don't mean you need to jump out of your bed every morning pumping your arms in the air singing "I love loans!!" No, this isn't passion, this is, well....Lunacy? j/k :)

    Seriously though, passion in this context is a reference to your viewpoint. Those who are passionate and successful have a laser focus to accomplish a certain goal, and view their position as mortgage broker as a career and not a job. With this laser focus, they are willing to go above and beyond to CREATE a situation of success instead of crying in their spilled milk claiming "it's not fair."

    The passionate ones will be successful no matter WHO they work for. They are the ones who still read and research even after hours. Passion will drive you to move forward no matter what.

    2- Focus on others.

    This quality is required if you want long term success. Sure there are a lot of people who are only focused on screwing over every last client they come in contact with, and they make a

    Customer Rights And Making A Complaint
    Having taught business management, marketing and customer service for many years I decided to write a short article the rights of the customer and how a dissatisfied customer should go about making a complaint. To read more articles about problem solving please visit our website at ITS Tutorial School – “A guide to problem solving”A customer has the following rights.• To find out information about a product • To choose a product • To buy a product • To get value for money • To be satisfied and well looked after once the product has been purchased.If as a customer you are dissatisfied here is a simple list of actions you can take.Making a complaint1. Complain to the supplier of the goods or service as soon as possible. Always give the supplier the opportunity to put the matter right first. Bear in mind that if you
    assionate and successful have a laser focus to accomplish a certain goal, and view their position as mortgage broker as a career and not a job. With this laser focus, they are willing to go above and beyond to CREATE a situation of success instead of crying in their spilled milk claiming "it's not fair."

    The passionate ones will be successful no matter WHO they work for. They are the ones who still read and research even after hours. Passion will drive you to move forward no matter what.

    2- Focus on others.

    This quality is required if you want long term success. Sure there are a lot of people who are only focused on screwing over every last client they come in contact with, and they make a

    Candle Fund Raisers Are Highly Profitable For Your Organization
    Fund raisers are a great way to raise money for your school, sports team or other type organization. What’s also nice about them is that they are a very sociable way to earn money for a good cause because you’re out there meeting the community. For younger participants, fundraisers can even be an early lesson in sales and marketing.A very high-profit fundraising item right now is candles which are fun and very easy to sell because of their popularity. Candles are a much better choice than food or over-priced novelty items that tend to generate lower profits. They are a rapidly growing option that is more appealing to the public because they are a non-junk food alternative to fund raisers.Candle fund raisers can also be very lucrative because they come in so many different varieties of size, color and scents creating a great earning potential. For school
    er WHO they work for. They are the ones who still read and research even after hours. Passion will drive you to move forward no matter what.

    2- Focus on others.

    This quality is required if you want long term success. Sure there are a lot of people who are only focused on screwing over every last client they come in contact with, and they make a lot of money doing it. Eventually, your past deeds will catch up to you. If you want to create a "buzz" and high level of chat about you and your services, there is no finer way to accomplish this than approaching each sales situation with a genuine desire to HELP your client.

    By eliminating "commission breath" from the picture, we shine through as genuine, trustworthy individuals who are also referral-worthy. Despite popular belief, no amount of charisma, NLP, or sales hypnosis will mask a thorough screw-job at the closing table! People can see through the fakeness of someone who is only motivated by money.

    3- "YOU" packaging

    I get emails from posters on this board sometimes asking why I ask so many questions to those who are asking for sales and marketing help. I'm told I should just come right out and tell people what they should do, and be done with it. Well, there's a reason I do this. That reason is listed above. YOU packaging is just a funny name for a simple concept.

    Top producers all understand this concept. Top producers understand that YOU are the product! Not your company, not your loan programs, not your rates and not your closing costs. YOU are.

    Once we understand this we need to begin treating ourselves like the feature product. In other words, we need to package ourselves, and spend time developing ourselves. Imagine if one of the mortgage companies you broker for

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