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Hub You - Hazards around the House
The Real Estate business has really helped me to take care of all my financial needs.The secrets that I learned and continue to teach you have made hundreds of thousands in profits for me and my students.I believe that the secret to true wealth lies in the thinking small.That is how I grew my business and that is how I want you to grow yours.However, there will come a time when you will get a call from someone who has a Multi-Million dollar property for sale and you are not sure how you can help the seller.You can take title to the property Subject-To the existing mortgage. But how will you make the payments if you need to some time in the future?You can put the house under contract and hope to find a buyer withing 2-3 months. But do you have anyone on your buyers list who can afford it?You can find a private lender who will put up the money to buy the house. Can you imagine the interest that would accumulate
Lead-based paint was used on houses built prior to 1978. Le
Everyone hates getting a cold or flu but even the healthiest people are susceptible to falling ill. I will discuss the simplest ways of staying healthy and if you do feel the beginnings of a flu or cold, how you can either prevent it from getting worse or easing the symptoms.The easiest ways of preventing colds and the flu:Wash your hands. This should be done every time before you eat. There's a reason why your mom or school teachers would always emphasize that before eating you should wash your hands. Nowadays in the news, I hear doctors emphasizing the need to wash your hands. You should also wash your hands more often if you're in close contact with people who have the cold or flu. Also, try to avoid eye, ear or nose contact with your unwashed hands.Get plenty of sleep. When your body is well rested, your immune system remains strong. The amount of sleep you should get depends on your body's needs. Only you know how much sleep your body requires.
In my experience of inspecting homes in Charlotte, NC I have come across some common environmental hazards you should be aware of. Some of these hazards are asbestos, carbon monoxide, lead, radon, carbon monoxide, and groundwater contamination. In this article I hope to identify the basic environmental hazards and to describe the warning signs, characteristics, causes and solutions of the various environment hazards most commonly found in the real estate transaction.
Asbestos is a mineral that was once used as insulation because it was resistant to fire and contained heat effectively. Asbestos was used in residential buildings up until it was banned in 1978. In my inspections I usually found asbestos in older homes on heat ducts at the joints. It’s usually that white wrap on the joints of metal ducts. Asbestos can be found covering pipes, ducts, and heating and hot water units. Its fire resistant properties made it a popular material for floor tile, exterior siding and roofing products. Today we know that breathing asbestos fibers may result in a variety of respiratory diseases. Just the presence of asbestos is not necessarily a heath hazard. Asbestos is only harmful when it is disturbed or exposed causing it to become airborne. This often happens during renovation. Asbestos is highly friable. As it ages it breaks down easily into tiny fragment and particles. When these particles become airborne, they pose a risk to humans. Asbestos is costly to remove because the process requires state licensed technicians and specially sealed environments. Removal itself may be dangerous. Improper removal may further contaminate the air within the structure. The waste generated should be disposed of at a licensed facility. This further adds to the cost of removal. An alternate method of control that may be preferable is encapsulation. Encapsulation is the sealing off disintegrating asbestos. More information on asbestos-related issues is available from the EPA (telephone: 1-202-554-1404). The EPA has numerous publications that provide information on asbestos.
Lead-based paint was used on houses built prior to 1978. Lea
The natural beauty amongst picturesque settings and rich architectural and cultural heritage make Marseille an ideal tourist destination. It is the oldest city of France founded around 600 BC. There are some of the most beautiful hotels where you can stay and cafes where you can enjoy light meals on La Canabiere which is the main street of Marseille.The Basilique Notre Dame de la Garde is a 19th century basilica which has been designed on the Romano-Byzantine style. You will find this in the south of Vieux Port and is a major draw for the tourists visiting the region. One is truly amazed at seeing the huge gilded statue of the Virgin standing regally atop the basilica’s 60 meter high belfry. You must not miss the opportunity of watching the sunset views from here which are breathtaking and spectacular.Art lovers will like the Museum of Fine Arts (the Musee des Beaux Arts) in Marseille, regarded as one of the finest museums in France. Built in the left wing
In my experience of inspecting homes in Charlotte, NC I have come across some common environmental hazards you should be aware of. Some of these hazards are asbestos, carbon monoxide, lead, radon, carbon monoxide, and groundwater contamination. In this article I hope to identify the basic environmental hazards and to describe the warning signs, characteristics, causes and solutions of the various environment hazards most commonly found in the real estate transaction.
Asbestos is a mineral that was once used as insulation because it was resistant to fire and contained heat effectively. Asbestos was used in residential buildings up until it was banned in 1978. In my inspections I usually found asbestos in older homes on heat ducts at the joints. It’s usually that white wrap on the joints of metal ducts. Asbestos can be found covering pipes, ducts, and heating and hot water units. Its fire resistant properties made it a popular material for floor tile, exterior siding and roofing products. Today we know that breathing asbestos fibers may result in a variety of respiratory diseases. Just the presence of asbestos is not necessarily a heath hazard. Asbestos is only harmful when it is disturbed or exposed causing it to become airborne. This often happens during renovation. Asbestos is highly friable. As it ages it breaks down easily into tiny fragment and particles. When these particles become airborne, they pose a risk to humans. Asbestos is costly to remove because the process requires state licensed technicians and specially sealed environments. Removal itself may be dangerous. Improper removal may further contaminate the air within the structure. The waste generated should be disposed of at a licensed facility. This further adds to the cost of removal. An alternate method of control that may be preferable is encapsulation. Encapsulation is the sealing off disintegrating asbestos. More information on asbestos-related issues is available from the EPA (telephone: 1-202-554-1404). The EPA has numerous publications that provide information on asbestos.
Lead-based paint was used on houses built prior to 1978. Le
A Quinton treadmill is one of those rare items in the densely populated consumer world – a product that is actually so good that there is little to no hype surrounding it. For those of us wearied by the in-your-face ‘Buy Treadmill!’ advertising that attacks us almost every time we switch on our TVs, a Quinton treadmill could be just the breath of fresh air we are looking for.The pervasive drive towards fitness that dominates our culture today can lead us toward making impulse purchases just so that we can have what we want when we want it – right now! Looking good is an important part of our lives, and a treadmill can help us achieve that goal. But if you are affected by today’s invasive advertising and dreaming something along the lines of ‘Must buy treadmill! Must buy treadmill!’ then you probably won’t have taken the time to read about the many benefits a Quinton treadmill can offer, and that would be a real shame. A Quinton treadmill really is the quiet treadm
Asbestos is a mineral that was once used as insulation because it was resistant to fire and contained heat effectively. Asbestos was used in residential buildings up until it was banned in 1978. In my inspections I usually found asbestos in older homes on heat ducts at the joints. It’s usually that white wrap on the joints of metal ducts. Asbestos can be found covering pipes, ducts, and heating and hot water units. Its fire resistant properties made it a popular material for floor tile, exterior siding and roofing products. Today we know that breathing asbestos fibers may result in a variety of respiratory diseases. Just the presence of asbestos is not necessarily a heath hazard. Asbestos is only harmful when it is disturbed or exposed causing it to become airborne. This often happens during renovation. Asbestos is highly friable. As it ages it breaks down easily into tiny fragment and particles. When these particles become airborne, they pose a risk to humans. Asbestos is costly to remove because the process requires state licensed technicians and specially sealed environments. Removal itself may be dangerous. Improper removal may further contaminate the air within the structure. The waste generated should be disposed of at a licensed facility. This further adds to the cost of removal. An alternate method of control that may be preferable is encapsulation. Encapsulation is the sealing off disintegrating asbestos. More information on asbestos-related issues is available from the EPA (telephone: 1-202-554-1404). The EPA has numerous publications that provide information on asbestos.
Lead-based paint was used on houses built prior to 1978. Le
Many people are beginning to realise that the water which comes from the taps for showering, drinking and other purposes contains bacteria and can make us ill and can also damage our skins. Although it successfully passes the test at the initial quality test, which is taken by the local agency and is certified to be drinkable it still can become unhealthy by the time it arrives at our taps. There are many reasons why installing water filters in the whole house can be beneficial for you and your family.The benefit of the whole house water filter is that it is installed directly at the source, i.e. in the pipes. In terms of price it can range from as little as $99 to several $1000s depending on the size, brand, life span and the brand itself. The whole house water filters would need to be changed from time to time and that will need to be considered when calculating which one is the best type for you, as the cost can be high taking in to consideration that the u
Lead-based paint was used on houses built prior to 1978. Le
You have heard the expression, ‘an attitude of gratitude.’ Every successful person I know expresses an abundance of gratitude.Think of your good fortune. Living life in a continual state of thankfulness allows you to manage life with ease. Thankfulness is holding a state of gratitude for life’s learning opportunities.Too often people look at life from ‘the glass is half empty.’ How can one think of their good fortune when one sees ‘the glass as half empty?’ How can you build gratitude into your skill set, in ways that help you navigate through daily complexity?Make a list. You will be amazed at the number of items you generally take for granted. We usually think of loved ones, good health, fulfilling careers, simple joys—enjoying the quiet, sunrise and sunsets or the companionship of friends, family and pets.Regardless of what you have or who you are, your list can be ever expanding. If you have difficulty making a list beyond the usual
Lead-based paint was used on houses built prior to 1978. Lead-based paint may be on any interior or exterior surface. It is particularly common on doors, windows and other woodwork. About 75% of all private houses built before 1978 have lead present. That is approximately 57 million homes. Crawling babies can ingest lead dust from the hands. It can also be ingested in water from lead pipes or lead solder. Elevated levels of lead in the blood can cause serious damage to the brain, kidneys, nervous system and red blood cells. The degree of harm is related to the amount of exposure and the age at which the person was exposed. Presently, there is no federal law that requires homeowners to check for the presence of lead-based paint. Lead-based paint hazards must be disclosed however. In 1996 the EPA and the Department of Housing and Urban Development issued regulations requiring disclosure of the presence of any known lead-based paint hazards to potential buyers or renters. A lead based paint disclosure statement must be attached to all sales contracts and leases regarding residential properties built before 1978. Buyers or renters must be given ten days in which to conduct risk assessments or inspections for lead-based paint hazards. Buyers are not bound by any real estate contract until the ten-day period has expired. Real estate agents are to ensure that all parties comply with the law. For more information and pamphlets on lead-based hazards, call The National Lead Information Center, 1-800-424-5323
Radon is a radio active gas produced by the natural decay of radioactive substances. Some areas are known to have more significant amounts than others. Radon is found in every state. The highest concentrations can be found in the plains states, the upper Midwest and Northeastern United States. In the open air, radon usually dissipates into the atmosphere and is not likely to cause harm. When radon enters buildings and is trapped in high concentrations, it causes health problems. This usually happens in basements with poor ventilation. Radon is odorless and tasteless. It is impossible to detect without testing. Radon levels are relatively easy to reduce by installing ventilation systems or exhaust fans. The modern practice of creating energy-efficient homes and
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