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    Micro Business and Banking
    Micro businesses with no employees, or between one and nine employees, accounted for 94.6% of all UK businesses in 2001, 29% of employment and 21.2% of turnover. Approximately 3.1 million people were self-employed in 2002, according to Social Trends 33, 2003. An additional 1.35 million people have some income, or losses, from self-employment. Self-employed men outnumber women by nearly three to one. The proportion of self-employed in the working population has fallen since 1987.Around 20% of the UK’s self-employed work in the construction industry. Between 13% and 14% are involved in diverse business activities, around 7% work in recreation, culture and sport, and a further 7% in health and social work.Nearly three-quarters of the self-employed had a self-employment income of less than ?15,000 in 2000/2001. NatWest is fully aware of the problem of low income in self-employment and hopes its business managers will help customers to develop their businesses and increase their profits. In December 2001, the Competition Commission reported on banking services for business and accused the banks of failing to offer good value competitive services to small businesses. The banks have responded with improvements to their services for business and now cater much better for micro businesses.KEY FINANCIAL SERVICES
    esh and blood - just like me, so it can’t be that difficult”. In fact if s/he were to try making you feel inferior, that (in my opinion) might be cause for you to exercise caution in your dealings with him/her.

    Specific Steps You Can Follow

    What is needed firstly is for you to find out who can help you. Decide exactly what it is s/he can help you with, and then develop an action plan for reaching out to him/her. Make sure you are clear in your mind about the reason(s) why you think s/he can help you. Then be prepared to be relentless in pursuing the person. You are the one who needs help, so you must be ready to accept whatever they tell you about th

    The One Thing You Must Know About Internet Marketing
    “So what do you do?” I’m casually asked as I pay for my meal at a local restaurant. I’ve heard this question a thousand times before and each time I’m tempted to say something simple, something easy. Sometimes I say I’m a writer. Other times I’m a business consultant. Once I even said I was a web designer. But do you wanna know the truth?I’m none of those. And yet, at the same time, I’m all of them. You see I work full time from home in what is casually called by insiders the “Internet Marketing” niche. It’s not as pretty as some people make it out to be. In fact, some days it’s downright ugly.Most people outside of a handful of us don’t know the lingo, the terminology, nor the hype that goes into most products, all to induce a feeding frenzy of ravenous buyers looking to sink their teeth into the next big thing.Others are even worse. They are like crackheads on the street corner running around trying to get their next fix. Only these addicts don’t steal from others, they steal from themselves. They use their credit cards to rob themselves and increase their burden of debt, struggle, and bondage.I see it all the time. These people think they can spend their way to success, but it’s not going to happen. There is only one way to earn success. One way and one way only. If you don’t do this, you…will…fail
    Learn From Others So You Can Do A Better Job Of Pursuing Your Goal(s)

    Take a look back at the rapid advancements in development across the world, especially in the area of technology, and one thing becomes obvious. Virtually every breakthrough recorded in order to make the latest advancement has been achieved by BUILDING on previous work done in various fields.

    In discussing this subject, I often like to start by asking this question: What would be the point of repeating other people’s mistakes when you still have plenty of your own unique ones to make - through which you can contribute usefully to the existing body of knowledge?

    Then I challenge the thoughts of my listeners/readers to think about the people with whom they interact daily. I ask them to think about how each of such persons, has a unique blend of knowledge, skills and experiences that could potentially benefit others - IF they were to be shared with those who need them. It is here that I then point out that the problem is that many of us fail to “tap” from other people’s experiences for our own benefit. And this causes us to go through needless/avoidable pains in order to achieve our goals.

    Now, in the society I grew up in and currently live/work, not many people are comfortable with the idea of sharing what they know with others(for reasons beyond the scope of this article). That in itself makes it difficult to avoid making this mistake out here. Having said that, it is quite possible to seek out and interact with those who would be willing to help you shorten your learning curve(I have done/am doing so currently, and successfully). This way, you would make less costly mistakes, and progress faster, with less effort, in your pursuit of business success.

    So, who are these people who can help you avoid the mistake of re-inventing the wheel? Well, some are your friends, relatives, colleagues etc. Others could be highly placed persons - probably well known/celebrity types you might not have easy access to. Some of them probably have knowledge or expertise in a particular area you wish to engage in towards furthering your business interest. You will need to start looking at these kinds of people differently from now onwards, and decide which ones amongst them you need to get close to, in order to learn something that will help you better work towards achieving your goal(s).

    But how do you go about meeting such highly placed people who can help you, you might ask?

    First thing is “remove the blocks from your thinking”. Stop thinking you cannot get to see such an important person. Start thinking like this: “He or she is only human - flesh and blood - just like me, so it can’t be that difficult”. In fact if s/he were to try making you feel inferior, that (in my opinion) might be cause for you to exercise caution in your dealings with him/her.

    Specific Steps You Can Follow

    What is needed firstly is for you to find out who can help you. Decide exactly what it is s/he can help you with, and then develop an action plan for reaching out to him/her. Make sure you are clear in your mind about the reason(s) why you think s/he can help you. Then be prepared to be relentless in pursuing the person. You are the one who needs help, so you must be ready to accept whatever they tell you about th

    Investing Psychology
    Let me share an inspirational story with you, a metaphor which was the catalyst of my personal growth financially and my very own paradigm shift.Busy working or being financially productive!Once upon a time a very strong woodcutter asked for a job in a timber mill, and he got it. The pay was really good and so were the work conditions. For that reason, the woodcutter was determined to do his best. His boss gave him an axe and showed him the area where he was supposed to work. The first week, the woodcutter cut down 18 trees. "Congratulations," the boss said. "Continue going that way!"Very motivated to hear the boss' words, the woodcutter tried harder the next week, but he only could bring 15 trees. The third week he tried even harder, but he can only cut down 10 trees. Week after week he was cutting down less and less trees."I must be losing my strength", the woodcutter thought. He went to the boss and apologized, saying that he could not understand what was going on. "When was the last time you took time out to sharpen your axe?" the wise boss asked."Sharpen my axe? I had no time to sharpen my axe. I have been too busy trying to cut trees..."The next week after learning this valuable lesson from his boss the woodcutter went and did a joint venture with a chainsaw company and was able to
    challenge the thoughts of my listeners/readers to think about the people with whom they interact daily. I ask them to think about how each of such persons, has a unique blend of knowledge, skills and experiences that could potentially benefit others - IF they were to be shared with those who need them. It is here that I then point out that the problem is that many of us fail to “tap” from other people’s experiences for our own benefit. And this causes us to go through needless/avoidable pains in order to achieve our goals.

    Now, in the society I grew up in and currently live/work, not many people are comfortable with the idea of sharing what they know with others(for reasons beyond the scope of this article). That in itself makes it difficult to avoid making this mistake out here. Having said that, it is quite possible to seek out and interact with those who would be willing to help you shorten your learning curve(I have done/am doing so currently, and successfully). This way, you would make less costly mistakes, and progress faster, with less effort, in your pursuit of business success.

    So, who are these people who can help you avoid the mistake of re-inventing the wheel? Well, some are your friends, relatives, colleagues etc. Others could be highly placed persons - probably well known/celebrity types you might not have easy access to. Some of them probably have knowledge or expertise in a particular area you wish to engage in towards furthering your business interest. You will need to start looking at these kinds of people differently from now onwards, and decide which ones amongst them you need to get close to, in order to learn something that will help you better work towards achieving your goal(s).

    But how do you go about meeting such highly placed people who can help you, you might ask?

    First thing is “remove the blocks from your thinking”. Stop thinking you cannot get to see such an important person. Start thinking like this: “He or she is only human - flesh and blood - just like me, so it can’t be that difficult”. In fact if s/he were to try making you feel inferior, that (in my opinion) might be cause for you to exercise caution in your dealings with him/her.

    Specific Steps You Can Follow

    What is needed firstly is for you to find out who can help you. Decide exactly what it is s/he can help you with, and then develop an action plan for reaching out to him/her. Make sure you are clear in your mind about the reason(s) why you think s/he can help you. Then be prepared to be relentless in pursuing the person. You are the one who needs help, so you must be ready to accept whatever they tell you about th

    The Newbie Guide To Online Marketing Terms
    In all forms of business, and even hobbies, the people who have been involved in a particular activity for awhile will start to use different slang terms. When someone new comes along these slang terms can be very confusing. As all businesses depend on customers, you need to be careful and educate yourself on these terms so you don’t lose any sales.It recently came to my attention that online marketing has more than its share of slang for the newbie to learn. Since marketing is all about getting and keeping customers, I could see that seasoned online marketers may start have an image problem. Online marketing slang was pointed out to me by an associate who was interested in an Internet business I was marketing. While I was talking to him he asked for an explanation of what the heck I was talking about and said “Speak English Boy!”That conversation allowed the light to click on for me and I decided to write this short guide to online marketing slang. This should help anyone who is new to the online marketing arena understand some basic terms.1. Online Marketing - Is the selling of any product or service on the Internet. Marketing is just the act of promoting and selling something. Selling on the Internet costs much less than having a real world, bricks and mortar business. It's this low cost of entry
    for reasons beyond the scope of this article). That in itself makes it difficult to avoid making this mistake out here. Having said that, it is quite possible to seek out and interact with those who would be willing to help you shorten your learning curve(I have done/am doing so currently, and successfully). This way, you would make less costly mistakes, and progress faster, with less effort, in your pursuit of business success.

    So, who are these people who can help you avoid the mistake of re-inventing the wheel? Well, some are your friends, relatives, colleagues etc. Others could be highly placed persons - probably well known/celebrity types you might not have easy access to. Some of them probably have knowledge or expertise in a particular area you wish to engage in towards furthering your business interest. You will need to start looking at these kinds of people differently from now onwards, and decide which ones amongst them you need to get close to, in order to learn something that will help you better work towards achieving your goal(s).

    But how do you go about meeting such highly placed people who can help you, you might ask?

    First thing is “remove the blocks from your thinking”. Stop thinking you cannot get to see such an important person. Start thinking like this: “He or she is only human - flesh and blood - just like me, so it can’t be that difficult”. In fact if s/he were to try making you feel inferior, that (in my opinion) might be cause for you to exercise caution in your dealings with him/her.

    Specific Steps You Can Follow

    What is needed firstly is for you to find out who can help you. Decide exactly what it is s/he can help you with, and then develop an action plan for reaching out to him/her. Make sure you are clear in your mind about the reason(s) why you think s/he can help you. Then be prepared to be relentless in pursuing the person. You are the one who needs help, so you must be ready to accept whatever they tell you about th

    7 Steps to Business Communication Success
    What is success? The answer to that question is both personal and institutional for those of us who work in the business world. In essence, success is the ability to accomplish the task at hand. Technically, it is "to achieve one's aim to prosper".You need thriving business relationships to prosper. In fact, we can measure much of our business success in terms of the viability of business relationships. Relationship health is directly affected by the quality of communication. Use the following steps to achieve communication success and to strengthen your critical business relationships.Step 1: Identify a few communication weaknesses.Can you think of any communication challenges that you face? It's time to brainstorm and quickly make a written list.Here are a few questions to get you thinking about your own communication challenges: * Are your employees happy and satisfied? * Are your clients glad to provide referrals? * Are your partners and stakeholders well-informed and confident? * Do you feel motivated and inspired? * Do your conversations flow?As you review the bulleted list above and consider your communication challenges, identify each challenge but don't get bogged down with other details.Step 2: Decide to address the most bothersome communication weakness.This choice is y
    t have easy access to. Some of them probably have knowledge or expertise in a particular area you wish to engage in towards furthering your business interest. You will need to start looking at these kinds of people differently from now onwards, and decide which ones amongst them you need to get close to, in order to learn something that will help you better work towards achieving your goal(s).

    But how do you go about meeting such highly placed people who can help you, you might ask?

    First thing is “remove the blocks from your thinking”. Stop thinking you cannot get to see such an important person. Start thinking like this: “He or she is only human - flesh and blood - just like me, so it can’t be that difficult”. In fact if s/he were to try making you feel inferior, that (in my opinion) might be cause for you to exercise caution in your dealings with him/her.

    Specific Steps You Can Follow

    What is needed firstly is for you to find out who can help you. Decide exactly what it is s/he can help you with, and then develop an action plan for reaching out to him/her. Make sure you are clear in your mind about the reason(s) why you think s/he can help you. Then be prepared to be relentless in pursuing the person. You are the one who needs help, so you must be ready to accept whatever they tell you about th

    Fall In Love With Learning How To Carry And Use Your Marbles At All Times!
    You must become a business developer! Fall in love with learning how to carry and use your marbles at all times! Children under eleven years old ask first, then they tell because they are cute. Twelve years and older are not cute anymore. Now you have to give someone a reason first, then ask. Your tell & ask should not be more than 30 seconds. A TV commercial is 30 seconds. The Challenge is to use your imagination and give them a reason to give you what you want. The best tellers are the best sellers. You can always improve on, your tell, your reason.Carry three marbles at all times. The marbles remind you to A-s-k and you shall receive most of the time. Before you ask, (give) tell them a reason you should get what you want to serve humanity with humility. Telling is not selling; asking for what you really want is selling.90% of what you want, you must tell & ask one to three people. 10% of what you want, you must tell & ask four to 500 people. Because is a reason. Please is also a reason.In your tell and ask, you must establish 1. Friendliness. 2. Know that you are practicing your tell & ask. Doctors practice, Lawyers practice etc. 3. Prove that you are not afraid to tell & ask everyone and anyone on the planet. The respons
    esh and blood - just like me, so it can’t be that difficult”. In fact if s/he were to try making you feel inferior, that (in my opinion) might be cause for you to exercise caution in your dealings with him/her.

    Specific Steps You Can Follow

    What is needed firstly is for you to find out who can help you. Decide exactly what it is s/he can help you with, and then develop an action plan for reaching out to him/her. Make sure you are clear in your mind about the reason(s) why you think s/he can help you. Then be prepared to be relentless in pursuing the person. You are the one who needs help, so you must be ready to accept whatever they tell you about their availability.

    Put your thoughts together upfront. Prepare and rehearse the key opening points (write them down if you can’t keep them in mind), and use those to set the tone of the meeting. The way you come across when they give you their attention, can determine if they’ll want to meet with you subsequently. So, be careful how you “sell” yourself. Be open, candid, and very sincere - and let it show through. I don’t need to tell you that your dressing/physical appearance also matters a lot - but then I just did. :-)

    Strategic Partnerships Can Help You Start-Up Your Business Faster

    Forming Strategic Partnerships with the right individual or organisation can really take the work out of your start-up effort i.e. if you go about it correctly. Among other things, forming strategic partnerships can help you source as much as 100% of the capital you need to start-up and speedily achieve delivery of your product/service to the right market place.

    A lot of well established companies today have had money-spinning subsidiaries(which operate as independent companies to a large extent) started by an individual who had a business idea the parent company's decision makers saw an opportunity in, and bought into. Basically, they brought him/her in as the head of the new business, provided needed funds, and more importantly ready access to the parent company's established infrastructure, sales and marketing networks etc.

    With the extra advantage of considerable freedom to implement his/her unique vision with their support s/he would go on to build them a successful new company, in an areas where they did not have in-house expertise, and would have had to spend much more, with less chances of success, if they had tried to build a new team by recruiting required hands. For the individual with the business idea, s/he would benefit most significantly in terms of access to much needed financial backing, support from an experienced business management team, and a much quicker entry into the market place via the parent company's established outlets.

    Depending on your needs or objectives, you may seek to establish a strategic partnership with a large company as described above, or team up with an individual like yourself. What is most important is for you to present - in a manner that is convincing - a clear proposal of your ideas that shows how the coming together of both parties will yield mutually beneficial results. In doing so, you will need to indicate the nature of involvement you seek, and how long you propose for it to last. For instance, you could request some level of equity investment, with technical input, and in return o

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