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Hub You - The College Loan Scandal - Evolution & Solution
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Considering that the not-so-well hidden agenda of America’s colleges and universities is to enrich their billion dollar endowment funds at the expense of their applicants, is it any wonder that we are currently witnessing a student loan scandal involving several of our most prestigious pillars of higher education?
It is not yet known how widespread the corruption is or how long it has prevailed, but at the University of Pennsylvania, New York University, Columbia and Johns Hopkins, to name a few, families placing desperate calls for help to
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Evolution
In the fall, when seniors begin applying to colleges, thousands of guidance departments present informative evenings where parents are introduced, often for the first time, to the financial aid process. While most find the system complicated, confusing and intimidating, for far too many this is the only lifeline available in their struggle to afford the escalating costs of a 4-year college education.
Guidance counselors often invite speakers from local colleges including financial aid officers (FAO’s), trusting they will put the best interests of the students over the financial interests of their schools. Unfortunately, however informative these programs may be, what is noticeably absent on the menu is how a family can legally qualify for maximum financial aid and in any other way reduce the cost of college.
Held far in advance of the filing deadlines, it is at such assemblies that parents are lead, or actually mislead, to believe they will receive all the financial assistance needed to send their sons and daughters to the college of their choice. So begins the journey of every college-bound family, innocent and na?ve as to the perils that await them.
The plot thickens at College Goal Sunday, a program usually held one week after the Super Bowl at countless locations in over 40 states. Here, FAO’s are teamed with state officials as the main participants to help families file the dreaded FAFSA – but little else. As few financial aid applicants have a clue to where to turn for help, they end up putting all of their trust and faith in these very accessible and obliging agents of the system.
While it is certain their assistance will help guide families through the financial aid filing procedure, showing them how to apply precise and effective legal strategies to ensure their qualification for maximum financial aid will certainly not be one of their goals now or any time soon. The stage has now been set for the annual fleecing of America’s lower and middle income families in what is tantamount to the foxes coming out of their dens to prey on an untold number of unsuspecting chickens!
Considering that the not-so-well hidden agenda of America’s colleges and universities is to enrich their billion dollar endowment funds at the expense of their applicants, is it any wonder that we are currently witnessing a student loan scandal involving several of our most prestigious pillars of higher education?
It is not yet known how widespread the corruption is or how long it has prevailed, but at the University of Pennsylvania, New York University, Columbia and Johns Hopkins, to name a few, families placing desperate calls for help to
In the first longitudinal study of its kind, PhD student Fran Finn, is undertaking a three year research study of the effectiveness of coaching versus training, in a large public sector organisation in Queensland. In the study one group of leaders, had individual coaching for a year, whilst the control group continued with their normal training programs.The pre and post 360 degree feedback results indicate that after only one year of executive coaching the Leaders being coached outperformed the Leaders who simply received training on 4 out of 5 measures. The research, measurement and feedback was based on the model of Transformational Leadership. We will keep watching for results f
Guidance counselors often invite speakers from local colleges including financial aid officers (FAO’s), trusting they will put the best interests of the students over the financial interests of their schools. Unfortunately, however informative these programs may be, what is noticeably absent on the menu is how a family can legally qualify for maximum financial aid and in any other way reduce the cost of college.
Held far in advance of the filing deadlines, it is at such assemblies that parents are lead, or actually mislead, to believe they will receive all the financial assistance needed to send their sons and daughters to the college of their choice. So begins the journey of every college-bound family, innocent and na?ve as to the perils that await them.
The plot thickens at College Goal Sunday, a program usually held one week after the Super Bowl at countless locations in over 40 states. Here, FAO’s are teamed with state officials as the main participants to help families file the dreaded FAFSA – but little else. As few financial aid applicants have a clue to where to turn for help, they end up putting all of their trust and faith in these very accessible and obliging agents of the system.
While it is certain their assistance will help guide families through the financial aid filing procedure, showing them how to apply precise and effective legal strategies to ensure their qualification for maximum financial aid will certainly not be one of their goals now or any time soon. The stage has now been set for the annual fleecing of America’s lower and middle income families in what is tantamount to the foxes coming out of their dens to prey on an untold number of unsuspecting chickens!
Considering that the not-so-well hidden agenda of America’s colleges and universities is to enrich their billion dollar endowment funds at the expense of their applicants, is it any wonder that we are currently witnessing a student loan scandal involving several of our most prestigious pillars of higher education?
It is not yet known how widespread the corruption is or how long it has prevailed, but at the University of Pennsylvania, New York University, Columbia and Johns Hopkins, to name a few, families placing desperate calls for help to
The age-old fear of our loved ones been kidnapped continues to terrorize us. Over and over again lives have been devastated due to the kidnapping of our loved ones. Once again the incidents of persons disappearing are before us. These incidences are reported on our televisions, in our newspapers and in other forms of the media. However, for several countries including Trinidad and Tobago, kidnapping is a daily concern for many families. Recently in the United States of America, two children who had once disappeared were reunited with their families. Someone has been arrested in connection with these disappearances.When I was growing up, around a particular time every year my
The plot thickens at College Goal Sunday, a program usually held one week after the Super Bowl at countless locations in over 40 states. Here, FAO’s are teamed with state officials as the main participants to help families file the dreaded FAFSA – but little else. As few financial aid applicants have a clue to where to turn for help, they end up putting all of their trust and faith in these very accessible and obliging agents of the system.
While it is certain their assistance will help guide families through the financial aid filing procedure, showing them how to apply precise and effective legal strategies to ensure their qualification for maximum financial aid will certainly not be one of their goals now or any time soon. The stage has now been set for the annual fleecing of America’s lower and middle income families in what is tantamount to the foxes coming out of their dens to prey on an untold number of unsuspecting chickens!
Considering that the not-so-well hidden agenda of America’s colleges and universities is to enrich their billion dollar endowment funds at the expense of their applicants, is it any wonder that we are currently witnessing a student loan scandal involving several of our most prestigious pillars of higher education?
It is not yet known how widespread the corruption is or how long it has prevailed, but at the University of Pennsylvania, New York University, Columbia and Johns Hopkins, to name a few, families placing desperate calls for help to
Computer has become a necessity today. You cannot even imagine your life without a computer. All your work is done on a computer. If you are a sales executive, you need to store all the information related to your prospective customers. Having a computer at home is very important for you if you invest in the stock market over the internet. A computer is a big help for students. Students can retrieve a lot of information related to their studies from the internet.Although a computer is not an expensive item, yet many times people are short of money even to buy a computer. There are several sources of financing a computer. Computer dealers offer computers on hire purchase. In this ca
While it is certain their assistance will help guide families through the financial aid filing procedure, showing them how to apply precise and effective legal strategies to ensure their qualification for maximum financial aid will certainly not be one of their goals now or any time soon. The stage has now been set for the annual fleecing of America’s lower and middle income families in what is tantamount to the foxes coming out of their dens to prey on an untold number of unsuspecting chickens!
Considering that the not-so-well hidden agenda of America’s colleges and universities is to enrich their billion dollar endowment funds at the expense of their applicants, is it any wonder that we are currently witnessing a student loan scandal involving several of our most prestigious pillars of higher education?
It is not yet known how widespread the corruption is or how long it has prevailed, but at the University of Pennsylvania, New York University, Columbia and Johns Hopkins, to name a few, families placing desperate calls for help to
The end of the year is a traditional time of celebration, excitement, reflection and planning – not withstanding the hectic holiday shopping of course. However, the end of the year also holds another, lesser-known but more significant, importance - the optimal time of the year to complete year-end financial tasks. A new booklet in the Financial Booklets Series from Marshall Rand Publishing reveals the most essential of these tasks.Managing your personal finances always begins with you. By not completing certain essential tasks, you risk making costly mistakes and placing your financial independence, control and security at risk. The benefits of completing these financial tasks typi
Considering that the not-so-well hidden agenda of America’s colleges and universities is to enrich their billion dollar endowment funds at the expense of their applicants, is it any wonder that we are currently witnessing a student loan scandal involving several of our most prestigious pillars of higher education?
It is not yet known how widespread the corruption is or how long it has prevailed, but at the University of Pennsylvania, New York University, Columbia and Johns Hopkins, to name a few, families placing desperate calls for help to financial aid offices have, without their knowledge, been rerouted to loan companies under the smokescreen that they will “help” secure the necessary funds to pay for college – but at a price far exceeding what any family should pay.
Unwary borrowers are being pushed down a slippery slope paved with some of the nation’s greediest and most devious loan sharks who have been kicking back referral fees to college financial aid officials for years! But pity not our poor, under-funded institutions of higher learning whose combined endowment funds currently exceed 25 Billion dollars; rather curse them for stooping this low!
Solution
The good news is there is a light at the end of the tunnel. The simple solution to being victimized is to make a nominal investment for professional counseling from a college funding expert. Such specialists are comprised of academics, authors and other financial advisors who, after years of dealing with the system, have developed the expertise to beat the colleges and the federal government at their own game!
While this option has been available to families for many years, ironically, most never considered it. Yet, every year, those very same families think nothing of hiring a tax consultant. This makes absolutely no sense whatsoever when you consider the cost of just one year of college far exceeds the average family’s tax liability! Imagine if you will, an Income Tax Goal Sunday sponsored by the IRS. What do you think are the chances they would offer tax planning strategies to reduce your annual tax bill? Absolutely none!
Prescription for success
Step One: Beginning in the 9th grade, parents should work closely with guidance counselors on the inside while working even closer on the outside with a college funding professional. This combined effort will ensure the student obtains that all-important edge absolutely essential in today’s intensely competitive admissions process.
Step Two: By implementing specific income planning and asset repositioning strategies, any family can legally qualify for maximum financial aid. With the expert counseling of a college funding professional, students will be able to appeal unappealing financial aid offers and negotiate for the best possible financial aid package
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