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Hub You - A Cheap Holiday in Other People's Misery (catching up with Mordechai Vanunu in Israel)
The concept of filing bankruptcy has changed significantly in face value over the past couple years. Ten years ago, one would have looked at bankruptcy as the worst possible thing anyone could ever do to themselves. It meant losing everything, and never recovering. Then, a couple years ago, people started using bankruptcy as an easy way out of debt. Sometimes choosing chapter 7 and other times chapter 11 depending on their liquid assets and ability to repay their debt. So many people started doing this, that the government accepted the new “Bankruptcy Law,” that essentially put a stop to “bandwagon bankruptcy.” I call it that because that’s what it had become – well everyone else is doing it to get out of debt and they seem to be fine, I guess I’ll do it to!The question that needs to be asked though is how did so many people get in so much debt that this even started happening? Isn’t there something governing and controlling how easily people can be given the opportunity to increase their debt? Well sure, there is our credit score, but even that sometimes has no effect on what a person can do. So who’s to blame for all our debt, and all the bankruptcy? Is it the consumer, or the companies that provide the credit in the first place? Of course your immediate answer is the consumer, as they should have had the self-control to not get into their financial mess in the first place. Before you agree with that statement however, take a look at the whole picture.A credit card is usually a person’s first experience with credit, and the ability to acquire debt. Typically as soon as someone turns 18, they are bombarded with offers for credit cards, student credit cards, special “gas” credit cards, and “first-timer” cards. This is a great thing in the sense that one can start building credit early in life, but with that comes many dangers that can quickly out weigh the pros if not handled properly. Let’s say you were given a piece of plastic and told nothing more than “this card is worth $500 dollars, you can spend it on anything you want, and you don’t even have to pay it back right away! Just give me $10 a month until you get around to paying it off. Infact we will even raise that amount to $1000 in a couple months, and heck while we are at it, why not give you $5000 to play with.” Well if t
The Dream has Come True (almost)Considering Facts Of Working At Home Amidst Chaos! You finally did it. You found your plan and you worked it through and you gave your two weeks notice and you came home to go to work. This is what you’ve been working for over the past few years and who can’t get excited about it? You set up your home office and set limits with the kids, even retrained the dog so he would stop barking at every little thing that wandered by throughout the day.You’ve been doing all the right things. You roll out of bed at 5:30 in the morning, whip up a little breakfast and get the family out the door. The dog gets a brief walk as a reward for learning his new behaviors, and you are sitting at your new desk by eight in the morning and ready to bring home the family bacon. You are the queen of work at home organization.At nine thirty the phone rings and your mother in law blows a huge hole in your well thought out work at home organization. She announces that she needs your help and she’ll be over in twenty minutes, and naturally she is right on time. You spend an hour walking her through her bank’s website so that she learns how she can manage her savings account or whatever it was she wanted and after she stands around and chats about the kids. Your work at home organization is now off by almost two hours.Despite all of your attention to detail and your work at home organization, your best friend calls around 1:00 with what seems like a crisis to her but really is just another bump in the road and really could have waited until that evening. Now you’re under the gun because you’ve spent nearly an hour dealing with her new man crisis and the kids will be home from school in forty five minutes and you have barely accomplished half the things on your well organized list for the day.Despite your best efforts, you are far behind by the time the kids come home just like you were all last week. By the time your significant other comes home you have cooked dinner, ran a load of laundry through, played with the kids and got them settled on their homework and you want to cry as you feel as though you are helplessly watching your work at home dreams go down the drain. The business answering machine has seven messages on it that you should have called back be
I went to Israel full of apprehension. Just knowing what we all know of the backdrop of paranoia and pain that hangs over that land is enough to make anybody apprehensive, but I also went carrying a dark secret - that I was a friend of Mordechai Vanunu's, and I was nervous about the reaction I'd get should this truth suddenly become public.
My friend Morde was completing an 18-year prison sentence for doing something that most people in this country consider heroic. Morde told the world about a secret stash of WMD's ('weapons of mass destruction') that are being developed in an underground factory in the Negev desert. Most people I know think he did the world an enormous favour, but most people in his own country wish Morde had kept his mouth shut. Indeed, most Israelis regard him as a traitor!
In order to try to understand this attitude towards my friend, I tried talking to local people about their attitude to nuclear weapons. The response I received was alarming! "They're only there as our last resort" one articulate young journalist said to me. "Just in case we get completely overrun." "Well ... what happens then?" I asked. "Well", he said, "then we destroy
When considering a home purchase you will want to excercise many options other than the traditional lending facilities and these have been known for the highest interest rates. If the traditional mortgage lenders are not able to meet your financial needs, you may consider turning to hard money lenders. By going through hard money lenders, you can close a faster loan and get access to your cash sooner. If you are starting a business, buying a business or you want to upgrade your current business, getting a hard money loan might be perfect for your situation.Many companies offer hard money loans, and if they can’t finance you, you should have no problems finding hard money lenders that will back you and your business. You can finance equipment, commercial real estate, small business loans, construction loans, and more with a hard money loan.Equity based hard money loans can be funded in as little as two weeks when you apply with hard money lenders. Private lenders can use your commercial property as collateral for these quick and easy loans. Most loans have up to a 75% loan-to-value ratio, and have a super fast turnaround time for funding.
I went to Israel full of apprehension. Just knowing what we all know of the backdrop of paranoia and pain that hangs over that land is enough to make anybody apprehensive, but I also went carrying a dark secret - that I was a friend of Mordechai Vanunu's, and I was nervous about the reaction I'd get should this truth suddenly become public.
My friend Morde was completing an 18-year prison sentence for doing something that most people in this country consider heroic. Morde told the world about a secret stash of WMD's ('weapons of mass destruction') that are being developed in an underground factory in the Negev desert. Most people I know think he did the world an enormous favour, but most people in his own country wish Morde had kept his mouth shut. Indeed, most Israelis regard him as a traitor!
In order to try to understand this attitude towards my friend, I tried talking to local people about their attitude to nuclear weapons. The response I received was alarming! "They're only there as our last resort" one articulate young journalist said to me. "Just in case we get completely overrun." "Well ... what happens then?" I asked. "Well", he said, "then we destro
If you don’t feel the need for audio and video sales techniques on your sales page, then consider the fact that in golf and baseball there is a training revolution going on that involves the use of video imaging of the swing and the pitch. The use of video is growing everywhere, and I am sure that you must have heard and seen many ads for online products that have been promoted by means of audio and video techniques.When you walk into an offline High Street store intending to purchase a product and need a bit of help to decide what the different features of all these products on show are, what do you get? Are you handed a load of sale leaflets that you have to trawl through to find out any worthwhile information, and then try to compare products from the brochures? Of course you don’t.Somebody speaks to you. They explain to you what the differences are. They allow you to make your own judgment, though I admit that some appear to have some sort of vested interest in you purchasing one product over another. That’s another problem that also occurs online. However, you get a verbal description of the options available to you.What if you want to know how each works? Are you provided with an instruction manual and told to read it? “Read that, sir, it gives all the information you will require in order to operate your new washing machine.” Even worse, are you told to go home and wait for an email that will give you a link to a downloadable PDF file that has all the instructions for you, and have a good day sir”?Of course not! You are shown exactly how to make the thing work. The salesperson is standing beside you showing you exactly how to operate it. Why should it not be the same online? In fact it can be, because audio and video sales pages are now showing you how to use the product you are purchasing.
My friend Morde was completing an 18-year prison sentence for doing something that most people in this country consider heroic. Morde told the world about a secret stash of WMD's ('weapons of mass destruction') that are being developed in an underground factory in the Negev desert. Most people I know think he did the world an enormous favour, but most people in his own country wish Morde had kept his mouth shut. Indeed, most Israelis regard him as a traitor!
In order to try to understand this attitude towards my friend, I tried talking to local people about their attitude to nuclear weapons. The response I received was alarming! "They're only there as our last resort" one articulate young journalist said to me. "Just in case we get completely overrun." "Well ... what happens then?" I asked. "Well", he said, "then we destro
Among many racing game aficionados some of the most challenging and realistic games are the off road racing games. The rough terrain, the unexpected switches between mud and gravel as well as the appealing cars and scenery make these games fascinating to the player. You can find many off road racing games on the Internet if you search for free racing games.A list of the best off road racing games must include Rally Trophy by Jo Wood Productions and Bugbear Entertainment. This complex PC simulation takes the player through several countries like Sweden, Kenya, Russia, Switzerland and Finland and it models exceptional cars like Lancia Stratos, Saab 96 V4, Mini Cooper 1275S, Alfa Romeo Giulia GTA and many more. The 42 stages of the game cover several different road surfaces like mud or gravel, and occur in both night and day and in any weather conditions. To add to the challenge any damage that the car suffers is carefully re-created so it must be avoided in order to ensure the player’s ascension to the next stage.Another legend among off road racing games is Ivan Stewart’s Super Off Road created by The Leland Corporation in 1989. Although legendary you are not likely to find this game when searching for free racing games com as it is a video game meant for the arcade. The originality of Ivan Stewart’s Super Off Road lies in its view from above as all the races take place indoors on off road tracks. The difficulty of the tracks increases with every championship and the players gain points and money which can be used to upgrade their race trucks. The game can be played by three or four players and the winner is the one who finishes the season with the highest amount of money earned.Another of the off road racing games is Test Drive Unlimited which takes the driver both off road and on road and features more than one hundred motorcycles and sports cars.Most of the off road racing games are meant for the arcade and can not be found when searching for free racing games com on the Internet. However, the intensity of the drive is definitely worth a trip to the arcade.
In order to try to understand this attitude towards my friend, I tried talking to local people about their attitude to nuclear weapons. The response I received was alarming! "They're only there as our last resort" one articulate young journalist said to me. "Just in case we get completely overrun." "Well ... what happens then?" I asked. "Well", he said, "then we destro
The 80 - 20 rule just gained a new meaning in real estate sales. You've heard over and over how 20% of the agents serve 80% of the clients -- leaving a mere 20% market share to the less ambitious 80% of Realtors. Now there's an 80 - 20 mix among buyers as well.A May 2007 call to the National Association of Realtors revealed that 80% of people shopping for homes for sale now begin their search on line - leaving only 20% of the market to those Realtors who still focus on traditional marketing methods. That's a drastic change from 10 years ago, when a web presence was considered a novelty.With numbers like that you'd expect even lazy agents to have a strong web presence - after all, a web site is inexpensive and once built, it needs minimal care.But that's not the case. A very informal survey of agent web pages revealed that the number of Realtors taking full advantage of their web sites appears to be even less than 20%. In an hour or so of surfing "homes for sale" in major cities across the U.S. I found only 2 web sites that told me why I might want to hire a specific Realtor.What did I find instead? I found site after site that offered a link to MLS listings, information about the city, a mortgage calculator, an automated market analysis form, and perhaps a squeeze page leading to a handful of buyer and seller articles.On a few sites I had trouble even locating the name of the agent.What does that mean to you, as an ambitious success seeker? It means the time has come to make your services stand out on your web site. With over 1.3 million Realtors working in the U.S., it isn't enough to just "be there." You have to reach out to those buyers and give them a reason to call you first.Also, remember that sellers are also searching for an agent on line. Doesn't it make sense that a seller wants a Realtor who markets well? When your home tours do a stellar job of showcasing each of your listings -- showing enticing pictures and drawing buyers in with benefit laden copy -- sellers will choose you over an agent whose site shows one fuzzy photo and only basic features.You have special talents and strengths. Stop and think about them. Give yourself credit for them, and then have the nerve to admit to them.It's easy to beli
Tragically, this was not an isolated example. Almost every time I sought an opinion from taxi-drivers, cafe workers or hostel staff concerning Israel's nuclear capacity, the word 'Armageddon' would come up. And these apologists seemed quite accepting of the fact that in order to strike this decisive blow against their neighbours, they might indeed need to take the rest of the planet with them!
Thankfully not every Israeli took this position. Indeed, the 'Free Vanunu' campaign itself had a strong local contingent of active peace campaigners.
These local activists were some of the most impressive people I met during my stay in Israel. Even in Australia they would have been impressive - mainly young, idealistic University students, with a commitment to world peace and global disarmament - impressive but not extraordinary in our context. In this context though, growing up in an environment so overshadowed by violence and fear, these brave young souls stood out like shining lights.
The violent side of Israeli culture was never more tangible to me than it was on the day of Morde's release. I had traveled many t
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