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    Debt Consolidation Credit Cards - Your Tool To Become Debt Free Again
    Debt consolidation credit card is your savior if you are neck deep under credit card dues and looking for a way out. Many of us are tempted to purchase things because we use multiple credit cards. Easy availability of credit cards and loans have made life much more affordable! We hardly think twice while we swipe our cards again and again. Soon without proper control we may end up spending much more than we can possibly repay and the element of regret starts to set in.The result of uncontrolled credit card spending is that we have to pay different bills on a multitude of cards all with outstanding dues, making it impossible to pay even the minimum dues on some of the cards. This situation can spiral out of control and you may end up with the option of facing bankruptcy or opt for a better alternative, credit card debt consolidation.Consolidating Debt – What Are The OptionsConsolidating debt is the process by which you can consolidate all your outstanding dues on plastic money and other loans into one single loan with a lower interest rate than what you paid in interest for all the different loans and cards.When you have several credit cards with outstanding dues, you may opt for a debt consolidation credit card that has a lower interest rates usually and better terms. This way, consolidating credit card dues enables you to transfer all the outstanding dues on multiple credit cards to this card, clearing your other credit cards and giving you a chance to repair your credit record.Credit card debt consolidation may be done by using the services of a reliable firm offering these services and or cards. Such companies have trained professionals who will review the situation with you and contact your creditors, negotiate with them for lower interest rates, perhaps even eliminate penalties and late fees as well as reduce the total outstanding dues.The professionals of consolidation companies help you in getting a credit card debt consolidation loan. There are two types of loans and consolidation cards - secured and unsecured. Secured loans require collateral such as house or assets and thus have a lower interest rate than unsecured loans.Some people shop around for 0% APR credit cards that do not have any balance transfer fees and transfer their outstanding
    YOU'RE depressed and feeling dejected in general. I'll bet not much is happening in any area of your world. Right?

    Let's twist the insight here and look at what is REALLY going on here.

    I know, I know... "But Andre, you just finished talking about what's happening inside of us because of what happens outside of us. Isn't that the point?"

    Good observation, but you're only partially right.

    Let's continue with this insight because I think I've cut this point down to the bone about as far as I can go.

    Moving on.

    ~~~~

    The real point to this insight is that what you're doing here is you're making all of your prospecting about YOU!

    Flew right over the ol' forehead with that one didn't I?

    I'll rephrase...

    As long as you're allowing yourself to be thrown about by the world around you, as you perceive it, you're actually operating under the belief that you can actually control the world and its outcomes.

    I've got news for you.

    You can't.

    Sorry to be so blunt but I know by now that you can take it.

    You see, when you get all depressed and rejected by a prospect turning you down what is really happening here is that you're somehow, perhaps even in some small way, operating under the belief that you can control or create YOUR desired outcome with this situation. You're operating under the belief that you can control this prospect and if you only give them a stellar enough presentation then you'll have them slobbering at your feet and kissing your shoes thanking you for coming into their life with your deal.

    This even applies to those situations when all appears to be going well. Remember those prospects that you can't say the wrong thing to and they still sign up under you? Yeah, those dream prospects.

    I ask you, what did that have to do with you? Perhaps you think that they joined because of you and that amazing 3-way you allowed them to have with your upline leader. Or maybe you gave them just the right amount of information and had the proper influencing tone in your voice that just made them see how good a deal you had with you and they just had to bite on the bait.

    But you know what's common with both of these situations? You're making them about you by thinking that you are an integral part of the equation. And when that equation doesn't add up to what it's supposed to, then you respond accordingly. Either in a positive, or a negative way.

    Now, let's see what you can do about all this.

    How about you do nothing?

    That's right...nothing.

    You don't do anything about this. You don't act, react, or get into the emotive side of things. You don't make this about you. You don't make this about how

    5 Top Tips to Make Money Fast
    There are times when we all need to make money to tide us over. Let’s say you are still launching your easy home business. Or, that new job has not come through yet. What do you do? Stay tuned while we look at 5 money maker tips.These tips are tried and true and proven to make money. Plus, they are legitimate. A few, I have used myself. Others are from friends and clients.Here are the tips:1) Parent CareThis is not what you think it is. It does not actually involve care-giving. And yet, there is an amazing demand for this service.Your job is to monitor the needs and health of elderly persons and keep their family informed. You sign a contract with the family, outlining your service. You are paid per month in advance.2) Grocery DeliveryMany people are pressed for time. Others are without a car or too elderly to drive. For whatever reason, there are plenty of people who are ready to pay you to bring home their groceries.The easiest plan is to deliver groceries to people in a single building such as a condominium. Get a grocery list with prices from the market to give to your clients. Make sure you are paid in advance. Figure in your expenses and hourly fee.3) Personal AssistantBeing a personal assistant pays very well. Specialize in one area. For instance, you might want to take care of only your client’s financial matters and bill paying. Or, you may take clients to and from the doctor or rehabilitation several times a week.There are many areas you can specialize in. You should be paid by the hour plus expenses.4) Cocktail WaitingThe hours are late but there is good money to be made working at a cocktail lounge. In many areas, bars and lounges are going non-smoking so it is becoming a healthier work place.Check out a few lounges to determine their tipping policy. It is better to be able to keep your tip rather than have it pooled.5) Private Car ServiceThis service is also in great demand. Many people cannot drive because of eye problems or poor health. Many do not have time to take the kids to soccer games or the pets to the veterinarian.As with all services, ask clients to sign a contract outlining precisely which services
    You know if there's one thing that's become ever so clear to me it's what goes on inside a distributor while (s)he's working the business.

    You see when someone's working their business, really working it, there are things going on inside the person that are totally dictated by what goes on outside of that person. And what I mean by outside is what kind of activity that distributor is creating in their prospecting world.

    When a new distributor, or any distributor for that matter, is prospecting and going through leads or whatever other method they are doing, they inevitably have to talk to folks and determine if these people are really qualified prospects for their business.

    Even those prospects that are generated through non-contact type methods like having someone track you down and sign up under you. Whatever.

    When this happens a new distributor finds themself having to converse with that new prospect. And what happens when this occurs? Many things.

    But let me first set the stage for what is going on in that new distributor. You see, it's pretty obvious that we're all human. And by that I mean that we all have feelings, hopes, desires, wants, needs, and so forth. All that sometimes referred to as 'gushy stuff'. But no matter what you call it, it is what makes us totally distinct from virtually every other creature on the planet.

    And at the same time this is the stuff that can lead to a new distributor's downfall.

    I'll explain.

    Wait, I'll need to go on a little side route off of this insight path for a minute...

    ~~~~

    Several weeks ago my wife asked me why I was doing all this MLM stuff. You see, I've been doing it for a few years now and she was just curious as to why I'm doing all this and what keeps me at it.

    I must admit that she had me stumped because I couldn't think up an answer to her inquiry. At least not at that moment.

    I found that her question was a really good one because it made me think and precisely figure out why I was doing all this stuff. And after about a day of pondering all of this I finally figured out what it was that was keeping me in this sometimes crazy-making business. And it all came down to one word...

    Hope.

    You see, I still have that necessary J.O.B. and all the shackles that go along with it and I work my business around my day work. So like probably most of you I am still living to work instead of working my dream.

    I found out that MLM gives me hope. The hope of coming home to roost someday soon. The hope of being able to dictate my days and what gets done or not in them. You know, the 'be your own boss' mantra and all that stuff.

    Anyway...

    Continuing with this sideroute - I found that this 'hope' stuff is something that most networkers carry with them. I know this is true because that is the bill of goods we're usually sold when we sign up with our main deal. The dream. The magic ending to all this. The end result. Freedom.

    And how do we hang onto all of this? How do we keep the 'dream' alive? Hope.

    So let's recap exactly what's been (un)covered here so far.

    We're all distributors.

    Some are more newbie distributors than others but that doesn't matter.

    As since we're all distributors, we all at one time in the past bought into the dream of MLM.

    Perhaps not wholeheartedly. Some of us instead of diving in perhaps are just sticking one toe in to test the waters, but nevertheless, we have all been given a taste of the elusive dream of ... yes, that word again...

    Freedom.

    The call of freedom and all that it will mean to us when our entire day is built on it being personal freedom to us.

    The second point here is that as a part of accepting that dream of freedom and the fact that most likely we don't have it currently to the level that we desire, we've also enrolled ourselves into the second part of the MLM equation. That part is what is called 'hope'.

    Hope for a better future...

    ...For us.

    ...Our families.

    ...Our days.

    ...Our grandchildren.

    ...Etceteras, and on and on.

    So we all live in HOPE.

    Got it? Good. Let's get back on the main insight path and continue with this article.

    ~~~~

    Now, about this fact that we humans basically allow what happens outside of us to dictate what happens inside of us. It would appear that I might need to explain this with a couple of examples in order to make it perfectly clear what I'm writing about here. Sound good to you? Good.

    Okay, let's keep this at the level of your business and what you're doing to build it.

    As a newbie distributor you're hopefully doing what you're supposed to be doing and what is that something, exactly? Building your business of course.

    And how to do you go about building your business? You prospect.

    You seek out hungry prospects who are just looking for a chance to change their lives with a truly unique and genuine opportunity just like the one you're offering them, right?

    So...

    You're out there promoting your deal to folks and sifting and sorting for the good ones. What happens during this sifting and sorting methodology stuff? You come across a ton of tire-biters that are so cold to your opportunity that they couldn't fog up a mirror in the middle of a cold northern Canadian winter.

    And what do these prospects say to you so that it is crystal clear to you that they couldn't possibly care any less for your deal than if you were offering them your product for free?

    They say no.

    Oh, but not just a simple no...instead you get the grand- daddy of all no's. The hit-you-where-it-hurts no.

    You get the "HECK no" (again, family-friendly insight here folks so no "I'm gonna wash your mouth out with soap" words allowed :-).

    And what happens to you once this brutal conversation occurs in your world of prospecting?

    You make this about YOU.

    You shrink up.

    You react.

    You take it personally.

    You feel rejected.

    You question yourself if even just a little bit.

    You hurt.

    You get mad.

    You feel disappointed.

    You die inside ever so slightly.

    And what's the end result of this? You slowly but imperceptibly chisel away another small chunk of your hope. It falls away never to be found again.

    ~~~~

    Now, how about we look at what happens when you're doing your prospecting and you come across a bunch of prospects that are more than happy to hear what deal you're working. They're interested. They ask questions. They inquire about the product and the biz side and what you've done to-date. They like what they hear.

    And then what do they do? They actually sign up.

    Yes, after all your smooth talking combined with that miraculous 3-way with your upline. And their reading of that fat prospect packet you mailed to them at your cost. And after they saw the smooth company video and listened to the audiotape and drooled all over the slick corporate brochures...they actually joined your deal. They call the company on their own initiative and signed up under you.

    Actually, as you're talking to them you recall that they even called you to tell you that they signed up under you and want to build it big with you.

    Life couldn't get any better than this. Seriously.

    This is what it's all about. Isn't it?

    You're in this deal to sign folks up. You're in this deal to find leaders like these folks and to sponsor them into your biz.

    Wow. Too cool.

    ~~~~

    So after all this happens and the smoke clears from your eyes, lets take a detailed look at what's going on inside you. Many words can describe this inner situation.

    Elation.

    Excitement.

    Promise.

    Expectancy.

    Commitment.

    Confirmation.

    Happiness.

    Gratefulness.

    Hope.

    Shall I continue? I think you get the picture.

    Essentially, you're feeling pretty much on top of the world at this moment. Pretty neat stuff when you think about it.

    But do you want to know something?

    Sit down for this one...

    This is no different than when you were chopped down by all those tire biters. Absolutely no difference whatsoever.

    I'll explain.

    You see, exactly what is going on here is that you're letting what is happening outside of you dictate what happens inside of you.

    I know, I know, I hear it already...

    "But Andre, what's wrong with feeling good about signing up a winner like this new distributor I just hooked? I mean, come on dude can't I just celebrate the good ones like this? What's wrong with that?"

    Did I paraphrase your thought fairly well? So, I'll now answer your question.

    What's wrong with this is that you're dancing on the other side of the same coin. On one side of the coin is the mental and emotional space containing rejection, disappointment, fear, dread, failure. On the other side of the coin is the mental and emotional space containing happiness, deserving, excitement, and want.

    What I mean by all this is that one day all is going about as bad as it can and you've been rejected 87 times from Sunday from every prospect you come in contact with. And then the next day you can't say even the right thing to anybody and people are dropping distributor applications at your feet...all filled out with their check attached to the application paperwork. And what do you do with all this? You respond accordingly.

    Outside bad, inside bad. Outside good, inside good. Results negative, outlook negative. Results positive, perspective positive.

    Essentially, what is happening here is you're allowing yourself to be dragged from pillar to post and you don't even know it. And what is really going on here through all this? You're lows are eating away at your hope. That one thing that is keeping you in the game. That so precious commodity that only can be reduced so far before you find yourself saying goodbye to the dream of making anything happen in MLM.

    Now I know that this seems to be just the human thing to do. Doesn't it? Things are going good in your world, why not feel good about it? Well, let me ask you - when things go bad does that necessarily mean that you have to feel bad? I'll bet that at least some of you see the absurdity in all this.

    So let me ask you again. How do you feel when you have that 'really good prospect', the one you've been dogging since last year on a bi-weekly basis, finally show you his/her true colors and finally say 'nope not interested' to you? What do you do? Like most of us, you sit back as you recoil from the situation.

    You BECOME the situation. You take it personally and internally and get depressed. You take it in and spit it right back out in your actions. Or in this case, probably a lack of actions.

    I mean how much prospecting do you find yourself doing when YOU'RE depressed and feeling dejected in general. I'll bet not much is happening in any area of your world. Right?

    Let's twist the insight here and look at what is REALLY going on here.

    I know, I know... "But Andre, you just finished talking about what's happening inside of us because of what happens outside of us. Isn't that the point?"

    Good observation, but you're only partially right.

    Let's continue with this insight because I think I've cut this point down to the bone about as far as I can go.

    Moving on.

    ~~~~

    The real point to this insight is that what you're doing here is you're making all of your prospecting about YOU!

    Flew right over the ol' forehead with that one didn't I?

    I'll rephrase...

    As long as you're allowing yourself to be thrown about by the world around you, as you perceive it, you're actually operating under the belief that you can actually control the world and its outcomes.

    I've got news for you.

    You can't.

    Sorry to be so blunt but I know by now that you can take it.

    You see, when you get all depressed and rejected by a prospect turning you down what is really happening here is that you're somehow, perhaps even in some small way, operating under the belief that you can control or create YOUR desired outcome with this situation. You're operating under the belief that you can control this prospect and if you only give them a stellar enough presentation then you'll have them slobbering at your feet and kissing your shoes thanking you for coming into their life with your deal.

    This even applies to those situations when all appears to be going well. Remember those prospects that you can't say the wrong thing to and they still sign up under you? Yeah, those dream prospects.

    I ask you, what did that have to do with you? Perhaps you think that they joined because of you and that amazing 3-way you allowed them to have with your upline leader. Or maybe you gave them just the right amount of information and had the proper influencing tone in your voice that just made them see how good a deal you had with you and they just had to bite on the bait.

    But you know what's common with both of these situations? You're making them about you by thinking that you are an integral part of the equation. And when that equation doesn't add up to what it's supposed to, then you respond accordingly. Either in a positive, or a negative way.

    Now, let's see what you can do about all this.

    How about you do nothing?

    That's right...nothing.

    You don't do anything about this. You don't act, react, or get into the emotive side of things. You don't make this about you. You don't make this about how

    Free or Not Free - That is the Question
    You may be in business for yourself or as a small company, but no matter what, especially if you just started this business, you need publicity! It’s great that your spouse or best friend believes in you. You may even have total strangers tell you what a great idea you have. Some may tell you they wish they had thought of it themselves or had the guts to try it. You know you can do your job well, you know you could make money at this. But as hard as you work, you have little income to show for it. So how do you get the word out? And at what price?First, no matter what career you have chosen, be professional. Most likely you have educated yourself in this field, put in long “precious” hours and invested funds that you really can’t afford to lose. You deserve respect from other professionals, but you must work at maintaining your credibility. Therefore, as a dedicated worker, you should direct your energy to always looking, acting and proving the part. You represent all persons that have the same job as you.Secondly, (this correlates directly to what I just said) any form of publicity that you as an individual may receive, will impact all people in your profession. If you can show that you can help someone better their life, whether through a product or service, people will look for that product and service again. If people in your line of work get a bad reputation, how do you think it will affect you even though you have a good one? On the other hand, you may find that people are drawn to you simply because they “heard” good things about the field you are in.Great – that seems simple enough. But exactly how do we market ourselves – and more importantly what’s it going to cost? Some publicity will cost money; almost all will require time and effort. How much you want to put forth is totally up to you. Last summer I had an article in Fast Company Magazine. That article not only shed light on my particular career (Professional Organizers) but it generated an appearance on CNN-FN Market Call on a segment titled “Maverick of the Morning”. Getting publicity in the media whether it is print, radio or TV can be quite expensive. Many assumed this was “free” publicity, and although they are correct in the fact that I never paid for the article or the television special directly, it did cost me.
    I found that this 'hope' stuff is something that most networkers carry with them. I know this is true because that is the bill of goods we're usually sold when we sign up with our main deal. The dream. The magic ending to all this. The end result. Freedom.

    And how do we hang onto all of this? How do we keep the 'dream' alive? Hope.

    So let's recap exactly what's been (un)covered here so far.

    We're all distributors.

    Some are more newbie distributors than others but that doesn't matter.

    As since we're all distributors, we all at one time in the past bought into the dream of MLM.

    Perhaps not wholeheartedly. Some of us instead of diving in perhaps are just sticking one toe in to test the waters, but nevertheless, we have all been given a taste of the elusive dream of ... yes, that word again...

    Freedom.

    The call of freedom and all that it will mean to us when our entire day is built on it being personal freedom to us.

    The second point here is that as a part of accepting that dream of freedom and the fact that most likely we don't have it currently to the level that we desire, we've also enrolled ourselves into the second part of the MLM equation. That part is what is called 'hope'.

    Hope for a better future...

    ...For us.

    ...Our families.

    ...Our days.

    ...Our grandchildren.

    ...Etceteras, and on and on.

    So we all live in HOPE.

    Got it? Good. Let's get back on the main insight path and continue with this article.

    ~~~~

    Now, about this fact that we humans basically allow what happens outside of us to dictate what happens inside of us. It would appear that I might need to explain this with a couple of examples in order to make it perfectly clear what I'm writing about here. Sound good to you? Good.

    Okay, let's keep this at the level of your business and what you're doing to build it.

    As a newbie distributor you're hopefully doing what you're supposed to be doing and what is that something, exactly? Building your business of course.

    And how to do you go about building your business? You prospect.

    You seek out hungry prospects who are just looking for a chance to change their lives with a truly unique and genuine opportunity just like the one you're offering them, right?

    So...

    You're out there promoting your deal to folks and sifting and sorting for the good ones. What happens during this sifting and sorting methodology stuff? You come across a ton of tire-biters that are so cold to your opportunity that they couldn't fog up a mirror in the middle of a cold northern Canadian winter.

    And what do these prospects say to you so that it is crystal clear to you that they couldn't possibly care any less for your deal than if you were offering them your product for free?

    They say no.

    Oh, but not just a simple no...instead you get the grand- daddy of all no's. The hit-you-where-it-hurts no.

    You get the "HECK no" (again, family-friendly insight here folks so no "I'm gonna wash your mouth out with soap" words allowed :-).

    And what happens to you once this brutal conversation occurs in your world of prospecting?

    You make this about YOU.

    You shrink up.

    You react.

    You take it personally.

    You feel rejected.

    You question yourself if even just a little bit.

    You hurt.

    You get mad.

    You feel disappointed.

    You die inside ever so slightly.

    And what's the end result of this? You slowly but imperceptibly chisel away another small chunk of your hope. It falls away never to be found again.

    ~~~~

    Now, how about we look at what happens when you're doing your prospecting and you come across a bunch of prospects that are more than happy to hear what deal you're working. They're interested. They ask questions. They inquire about the product and the biz side and what you've done to-date. They like what they hear.

    And then what do they do? They actually sign up.

    Yes, after all your smooth talking combined with that miraculous 3-way with your upline. And their reading of that fat prospect packet you mailed to them at your cost. And after they saw the smooth company video and listened to the audiotape and drooled all over the slick corporate brochures...they actually joined your deal. They call the company on their own initiative and signed up under you.

    Actually, as you're talking to them you recall that they even called you to tell you that they signed up under you and want to build it big with you.

    Life couldn't get any better than this. Seriously.

    This is what it's all about. Isn't it?

    You're in this deal to sign folks up. You're in this deal to find leaders like these folks and to sponsor them into your biz.

    Wow. Too cool.

    ~~~~

    So after all this happens and the smoke clears from your eyes, lets take a detailed look at what's going on inside you. Many words can describe this inner situation.

    Elation.

    Excitement.

    Promise.

    Expectancy.

    Commitment.

    Confirmation.

    Happiness.

    Gratefulness.

    Hope.

    Shall I continue? I think you get the picture.

    Essentially, you're feeling pretty much on top of the world at this moment. Pretty neat stuff when you think about it.

    But do you want to know something?

    Sit down for this one...

    This is no different than when you were chopped down by all those tire biters. Absolutely no difference whatsoever.

    I'll explain.

    You see, exactly what is going on here is that you're letting what is happening outside of you dictate what happens inside of you.

    I know, I know, I hear it already...

    "But Andre, what's wrong with feeling good about signing up a winner like this new distributor I just hooked? I mean, come on dude can't I just celebrate the good ones like this? What's wrong with that?"

    Did I paraphrase your thought fairly well? So, I'll now answer your question.

    What's wrong with this is that you're dancing on the other side of the same coin. On one side of the coin is the mental and emotional space containing rejection, disappointment, fear, dread, failure. On the other side of the coin is the mental and emotional space containing happiness, deserving, excitement, and want.

    What I mean by all this is that one day all is going about as bad as it can and you've been rejected 87 times from Sunday from every prospect you come in contact with. And then the next day you can't say even the right thing to anybody and people are dropping distributor applications at your feet...all filled out with their check attached to the application paperwork. And what do you do with all this? You respond accordingly.

    Outside bad, inside bad. Outside good, inside good. Results negative, outlook negative. Results positive, perspective positive.

    Essentially, what is happening here is you're allowing yourself to be dragged from pillar to post and you don't even know it. And what is really going on here through all this? You're lows are eating away at your hope. That one thing that is keeping you in the game. That so precious commodity that only can be reduced so far before you find yourself saying goodbye to the dream of making anything happen in MLM.

    Now I know that this seems to be just the human thing to do. Doesn't it? Things are going good in your world, why not feel good about it? Well, let me ask you - when things go bad does that necessarily mean that you have to feel bad? I'll bet that at least some of you see the absurdity in all this.

    So let me ask you again. How do you feel when you have that 'really good prospect', the one you've been dogging since last year on a bi-weekly basis, finally show you his/her true colors and finally say 'nope not interested' to you? What do you do? Like most of us, you sit back as you recoil from the situation.

    You BECOME the situation. You take it personally and internally and get depressed. You take it in and spit it right back out in your actions. Or in this case, probably a lack of actions.

    I mean how much prospecting do you find yourself doing when YOU'RE depressed and feeling dejected in general. I'll bet not much is happening in any area of your world. Right?

    Let's twist the insight here and look at what is REALLY going on here.

    I know, I know... "But Andre, you just finished talking about what's happening inside of us because of what happens outside of us. Isn't that the point?"

    Good observation, but you're only partially right.

    Let's continue with this insight because I think I've cut this point down to the bone about as far as I can go.

    Moving on.

    ~~~~

    The real point to this insight is that what you're doing here is you're making all of your prospecting about YOU!

    Flew right over the ol' forehead with that one didn't I?

    I'll rephrase...

    As long as you're allowing yourself to be thrown about by the world around you, as you perceive it, you're actually operating under the belief that you can actually control the world and its outcomes.

    I've got news for you.

    You can't.

    Sorry to be so blunt but I know by now that you can take it.

    You see, when you get all depressed and rejected by a prospect turning you down what is really happening here is that you're somehow, perhaps even in some small way, operating under the belief that you can control or create YOUR desired outcome with this situation. You're operating under the belief that you can control this prospect and if you only give them a stellar enough presentation then you'll have them slobbering at your feet and kissing your shoes thanking you for coming into their life with your deal.

    This even applies to those situations when all appears to be going well. Remember those prospects that you can't say the wrong thing to and they still sign up under you? Yeah, those dream prospects.

    I ask you, what did that have to do with you? Perhaps you think that they joined because of you and that amazing 3-way you allowed them to have with your upline leader. Or maybe you gave them just the right amount of information and had the proper influencing tone in your voice that just made them see how good a deal you had with you and they just had to bite on the bait.

    But you know what's common with both of these situations? You're making them about you by thinking that you are an integral part of the equation. And when that equation doesn't add up to what it's supposed to, then you respond accordingly. Either in a positive, or a negative way.

    Now, let's see what you can do about all this.

    How about you do nothing?

    That's right...nothing.

    You don't do anything about this. You don't act, react, or get into the emotive side of things. You don't make this about you. You don't make this about how

    A Guide to Selecting a Mortgage Broker in Australia
    Once you have made the decision to buy a home you will need to obtain mortgage financing for your purchase. Until about fifteen years ago buyers had to go directly to banks to obtain loans and shopping around for the right fit was a long process. Mortgage Brokers are experts in home loans who will consider your financial situation and financing requirements and then shop around for various lenders to find the best possible deal on financing for your purchase.Because mortgage brokers understand the loan process and the criteria used by lending institutions in evaluating borrowers they are able to make sure your loan application is completed correctly the first time resulting in a much smoother process. This can ultimately lead to faster approval. In addition they have access to hundreds of loan products with many different lenders resulting in the flexibility to find the best possible loan and interest rates for your situation.It is no wonder mortgage brokers now write about 30% of all mortgages in Australia. Your mortgage broker will not only find you the best rates and programs based on your needs, they will also help you understand the process, and if necessary negotiate on your behalf if you have less than perfect credit.It is recommended that you shop around for a mortgage broker that you feel comfortable with. You can often complete a small questionnaire online and someone from the mortgage broker will contact you to discuss what they have to offer. Be sure to apply to multiple mortgage brokers online and don’t be afraid to ask questions including how they get paid and what their fees are for particular loan products.It is important to choose a mortgage broker that is a member of the Mortgage Industry Association of Australia (MIAA) or the Finance Brokers Association of Australia (FBAA) because they have certain professional standards they must adhere to.There is much more to choosing a mortgage broker than finding the one which quotes the lowest interest rates. You may find that one has the lowest interest rates but is charging too much in hidden fees. It is important that you shop around and choose a broker with a good reputation. Your professional real estate agent can be an excellent source for obtaining names of potential mortgage brokers. Also, try asking frien
    ouldn't possibly care any less for your deal than if you were offering them your product for free?

    They say no.

    Oh, but not just a simple no...instead you get the grand- daddy of all no's. The hit-you-where-it-hurts no.

    You get the "HECK no" (again, family-friendly insight here folks so no "I'm gonna wash your mouth out with soap" words allowed :-).

    And what happens to you once this brutal conversation occurs in your world of prospecting?

    You make this about YOU.

    You shrink up.

    You react.

    You take it personally.

    You feel rejected.

    You question yourself if even just a little bit.

    You hurt.

    You get mad.

    You feel disappointed.

    You die inside ever so slightly.

    And what's the end result of this? You slowly but imperceptibly chisel away another small chunk of your hope. It falls away never to be found again.

    ~~~~

    Now, how about we look at what happens when you're doing your prospecting and you come across a bunch of prospects that are more than happy to hear what deal you're working. They're interested. They ask questions. They inquire about the product and the biz side and what you've done to-date. They like what they hear.

    And then what do they do? They actually sign up.

    Yes, after all your smooth talking combined with that miraculous 3-way with your upline. And their reading of that fat prospect packet you mailed to them at your cost. And after they saw the smooth company video and listened to the audiotape and drooled all over the slick corporate brochures...they actually joined your deal. They call the company on their own initiative and signed up under you.

    Actually, as you're talking to them you recall that they even called you to tell you that they signed up under you and want to build it big with you.

    Life couldn't get any better than this. Seriously.

    This is what it's all about. Isn't it?

    You're in this deal to sign folks up. You're in this deal to find leaders like these folks and to sponsor them into your biz.

    Wow. Too cool.

    ~~~~

    So after all this happens and the smoke clears from your eyes, lets take a detailed look at what's going on inside you. Many words can describe this inner situation.

    Elation.

    Excitement.

    Promise.

    Expectancy.

    Commitment.

    Confirmation.

    Happiness.

    Gratefulness.

    Hope.

    Shall I continue? I think you get the picture.

    Essentially, you're feeling pretty much on top of the world at this moment. Pretty neat stuff when you think about it.

    But do you want to know something?

    Sit down for this one...

    This is no different than when you were chopped down by all those tire biters. Absolutely no difference whatsoever.

    I'll explain.

    You see, exactly what is going on here is that you're letting what is happening outside of you dictate what happens inside of you.

    I know, I know, I hear it already...

    "But Andre, what's wrong with feeling good about signing up a winner like this new distributor I just hooked? I mean, come on dude can't I just celebrate the good ones like this? What's wrong with that?"

    Did I paraphrase your thought fairly well? So, I'll now answer your question.

    What's wrong with this is that you're dancing on the other side of the same coin. On one side of the coin is the mental and emotional space containing rejection, disappointment, fear, dread, failure. On the other side of the coin is the mental and emotional space containing happiness, deserving, excitement, and want.

    What I mean by all this is that one day all is going about as bad as it can and you've been rejected 87 times from Sunday from every prospect you come in contact with. And then the next day you can't say even the right thing to anybody and people are dropping distributor applications at your feet...all filled out with their check attached to the application paperwork. And what do you do with all this? You respond accordingly.

    Outside bad, inside bad. Outside good, inside good. Results negative, outlook negative. Results positive, perspective positive.

    Essentially, what is happening here is you're allowing yourself to be dragged from pillar to post and you don't even know it. And what is really going on here through all this? You're lows are eating away at your hope. That one thing that is keeping you in the game. That so precious commodity that only can be reduced so far before you find yourself saying goodbye to the dream of making anything happen in MLM.

    Now I know that this seems to be just the human thing to do. Doesn't it? Things are going good in your world, why not feel good about it? Well, let me ask you - when things go bad does that necessarily mean that you have to feel bad? I'll bet that at least some of you see the absurdity in all this.

    So let me ask you again. How do you feel when you have that 'really good prospect', the one you've been dogging since last year on a bi-weekly basis, finally show you his/her true colors and finally say 'nope not interested' to you? What do you do? Like most of us, you sit back as you recoil from the situation.

    You BECOME the situation. You take it personally and internally and get depressed. You take it in and spit it right back out in your actions. Or in this case, probably a lack of actions.

    I mean how much prospecting do you find yourself doing when YOU'RE depressed and feeling dejected in general. I'll bet not much is happening in any area of your world. Right?

    Let's twist the insight here and look at what is REALLY going on here.

    I know, I know... "But Andre, you just finished talking about what's happening inside of us because of what happens outside of us. Isn't that the point?"

    Good observation, but you're only partially right.

    Let's continue with this insight because I think I've cut this point down to the bone about as far as I can go.

    Moving on.

    ~~~~

    The real point to this insight is that what you're doing here is you're making all of your prospecting about YOU!

    Flew right over the ol' forehead with that one didn't I?

    I'll rephrase...

    As long as you're allowing yourself to be thrown about by the world around you, as you perceive it, you're actually operating under the belief that you can actually control the world and its outcomes.

    I've got news for you.

    You can't.

    Sorry to be so blunt but I know by now that you can take it.

    You see, when you get all depressed and rejected by a prospect turning you down what is really happening here is that you're somehow, perhaps even in some small way, operating under the belief that you can control or create YOUR desired outcome with this situation. You're operating under the belief that you can control this prospect and if you only give them a stellar enough presentation then you'll have them slobbering at your feet and kissing your shoes thanking you for coming into their life with your deal.

    This even applies to those situations when all appears to be going well. Remember those prospects that you can't say the wrong thing to and they still sign up under you? Yeah, those dream prospects.

    I ask you, what did that have to do with you? Perhaps you think that they joined because of you and that amazing 3-way you allowed them to have with your upline leader. Or maybe you gave them just the right amount of information and had the proper influencing tone in your voice that just made them see how good a deal you had with you and they just had to bite on the bait.

    But you know what's common with both of these situations? You're making them about you by thinking that you are an integral part of the equation. And when that equation doesn't add up to what it's supposed to, then you respond accordingly. Either in a positive, or a negative way.

    Now, let's see what you can do about all this.

    How about you do nothing?

    That's right...nothing.

    You don't do anything about this. You don't act, react, or get into the emotive side of things. You don't make this about you. You don't make this about how

    The Dangers in Blogging
    I have heard many a blogger say that blogging fills a need. While blogging provides a humanizing effect on news and journaling, it also opens a window into personal lives. The details shared in blogs were once only available to a select group of friends, and while blogging has become common place, it has risks that should not be ignored.Cyberstalking is a new phenomenon that allows anonymous online stalkers to prowl for victims. Online bloggers traditionally provide personal details about their lives. As a result, many women that blog are becoming victims. Most people are concerned about children on the Internet and set up rigorous posting guidelines for children, adolescents, and teenagers, but few adults heed the warnings and often do not consider that they too can be targeted.Females, in particular, should be cautious when circumnavigating the blogosphere. If you are a blogger or contemplating an online journal, consider these tips to protecting your identity:Do not have an online profile.Most blogging services allow bloggers to create an online profile. While it might be fun to post information about likes and dislikes, it is best to refrain from posting any personal details. Often, personal details inadvertently provide insight into physical location or habits. The aggregate information in a personal profile can also assist someone interested in pursuing an individual.Post anonymously.Manage your blog anonymously or adopt an alias for all online posting. This will help protect you in the event that you draw unwanted attention.Avoid personal or identifying details.Avoid any personal or identifying details when posting in your blog. Do not post in advance about locations that you will be or about areas that you live near.No photos.Refrain from posting a picture. Photos can invite trouble or unwanted attention.Avoid inappropriate dialogue.Be careful not to engage in dialogue that could be interpreted in a way that it was not intended. Sometimes humorous threads can get out of hand. If the dialogue degrades to an area that makes you uncomfortable, disengage from the dialogue and refrain from further posting. Also when making decisions about individuals online, consider their past posting behavior and attempt to consider th
    by all those tire biters. Absolutely no difference whatsoever.

    I'll explain.

    You see, exactly what is going on here is that you're letting what is happening outside of you dictate what happens inside of you.

    I know, I know, I hear it already...

    "But Andre, what's wrong with feeling good about signing up a winner like this new distributor I just hooked? I mean, come on dude can't I just celebrate the good ones like this? What's wrong with that?"

    Did I paraphrase your thought fairly well? So, I'll now answer your question.

    What's wrong with this is that you're dancing on the other side of the same coin. On one side of the coin is the mental and emotional space containing rejection, disappointment, fear, dread, failure. On the other side of the coin is the mental and emotional space containing happiness, deserving, excitement, and want.

    What I mean by all this is that one day all is going about as bad as it can and you've been rejected 87 times from Sunday from every prospect you come in contact with. And then the next day you can't say even the right thing to anybody and people are dropping distributor applications at your feet...all filled out with their check attached to the application paperwork. And what do you do with all this? You respond accordingly.

    Outside bad, inside bad. Outside good, inside good. Results negative, outlook negative. Results positive, perspective positive.

    Essentially, what is happening here is you're allowing yourself to be dragged from pillar to post and you don't even know it. And what is really going on here through all this? You're lows are eating away at your hope. That one thing that is keeping you in the game. That so precious commodity that only can be reduced so far before you find yourself saying goodbye to the dream of making anything happen in MLM.

    Now I know that this seems to be just the human thing to do. Doesn't it? Things are going good in your world, why not feel good about it? Well, let me ask you - when things go bad does that necessarily mean that you have to feel bad? I'll bet that at least some of you see the absurdity in all this.

    So let me ask you again. How do you feel when you have that 'really good prospect', the one you've been dogging since last year on a bi-weekly basis, finally show you his/her true colors and finally say 'nope not interested' to you? What do you do? Like most of us, you sit back as you recoil from the situation.

    You BECOME the situation. You take it personally and internally and get depressed. You take it in and spit it right back out in your actions. Or in this case, probably a lack of actions.

    I mean how much prospecting do you find yourself doing when YOU'RE depressed and feeling dejected in general. I'll bet not much is happening in any area of your world. Right?

    Let's twist the insight here and look at what is REALLY going on here.

    I know, I know... "But Andre, you just finished talking about what's happening inside of us because of what happens outside of us. Isn't that the point?"

    Good observation, but you're only partially right.

    Let's continue with this insight because I think I've cut this point down to the bone about as far as I can go.

    Moving on.

    ~~~~

    The real point to this insight is that what you're doing here is you're making all of your prospecting about YOU!

    Flew right over the ol' forehead with that one didn't I?

    I'll rephrase...

    As long as you're allowing yourself to be thrown about by the world around you, as you perceive it, you're actually operating under the belief that you can actually control the world and its outcomes.

    I've got news for you.

    You can't.

    Sorry to be so blunt but I know by now that you can take it.

    You see, when you get all depressed and rejected by a prospect turning you down what is really happening here is that you're somehow, perhaps even in some small way, operating under the belief that you can control or create YOUR desired outcome with this situation. You're operating under the belief that you can control this prospect and if you only give them a stellar enough presentation then you'll have them slobbering at your feet and kissing your shoes thanking you for coming into their life with your deal.

    This even applies to those situations when all appears to be going well. Remember those prospects that you can't say the wrong thing to and they still sign up under you? Yeah, those dream prospects.

    I ask you, what did that have to do with you? Perhaps you think that they joined because of you and that amazing 3-way you allowed them to have with your upline leader. Or maybe you gave them just the right amount of information and had the proper influencing tone in your voice that just made them see how good a deal you had with you and they just had to bite on the bait.

    But you know what's common with both of these situations? You're making them about you by thinking that you are an integral part of the equation. And when that equation doesn't add up to what it's supposed to, then you respond accordingly. Either in a positive, or a negative way.

    Now, let's see what you can do about all this.

    How about you do nothing?

    That's right...nothing.

    You don't do anything about this. You don't act, react, or get into the emotive side of things. You don't make this about you. You don't make this about how

    Gondola Shelving Demystified: Part 2 - The Units
    In the first article of this series, we covered the basics of a gondola shelving layout. This time around, we’ll discuss how to select the units themselves, and after reading this article you should have no trouble figuring out which gondola units you need to make your final layout a reality. We’ll also take a brief look at how to customize your units through the use of various accessories, backing materials and colors which will give your gondolas a look that is tailored to your retail space.For the purpose of this article, let’s assume we are following a layout that calls for a 7’ span of gondola units along one wall, and a 12’ run of gondola units right down the middle of the store. Right off the bat, we know that we’re going to be ordering both wall units and aisle units. “Wall units” are gondolas with one base shelf and a flat back. As the name implies they are almost always placed flush against a wall and are typically taller than their counterpart, the aisle unit. An “aisle unit” is basically two wall units built back to back which allows for the creation of aisles. A mixture of wall and aisle units is fairly commonplace, especially in high volume retail situations such as convenience and grocery stores.Next, we need to decide how many units to buy in order to complete the 7’ and 12’ runs of gondolas required by our layout. Gondola units, be they wall or aisle, are commonly constructed in 3’ and 4’ lengths. Using a combination of these two sizes, you can make a run of gondola shelving in nearly any length. For the 7’ span of gondolas along the wall of our example store, we would order two wall units, one 3’ long and the other 4’ long, and combine them to make a 7’ length of gondola shelving.Constructing the 12’ aisle run is slightly trickier. Obviously aisle units are going to be used, but do we purchase three 4’ sections or four 3’ sections in order to make the 12’ run? A good rule of thumb in this situation is to use the fewest number of units possible to make the length of shelving you need, as it’s ultimately easier on your budget. If we decide to use three 4’ sections, we not only save ourselves the cost of a fourth unit, but we’ll also save money when we’re buying the accessories that attach to the units.One last thing needs to be considered when buying
    YOU'RE depressed and feeling dejected in general. I'll bet not much is happening in any area of your world. Right?

    Let's twist the insight here and look at what is REALLY going on here.

    I know, I know... "But Andre, you just finished talking about what's happening inside of us because of what happens outside of us. Isn't that the point?"

    Good observation, but you're only partially right.

    Let's continue with this insight because I think I've cut this point down to the bone about as far as I can go.

    Moving on.

    ~~~~

    The real point to this insight is that what you're doing here is you're making all of your prospecting about YOU!

    Flew right over the ol' forehead with that one didn't I?

    I'll rephrase...

    As long as you're allowing yourself to be thrown about by the world around you, as you perceive it, you're actually operating under the belief that you can actually control the world and its outcomes.

    I've got news for you.

    You can't.

    Sorry to be so blunt but I know by now that you can take it.

    You see, when you get all depressed and rejected by a prospect turning you down what is really happening here is that you're somehow, perhaps even in some small way, operating under the belief that you can control or create YOUR desired outcome with this situation. You're operating under the belief that you can control this prospect and if you only give them a stellar enough presentation then you'll have them slobbering at your feet and kissing your shoes thanking you for coming into their life with your deal.

    This even applies to those situations when all appears to be going well. Remember those prospects that you can't say the wrong thing to and they still sign up under you? Yeah, those dream prospects.

    I ask you, what did that have to do with you? Perhaps you think that they joined because of you and that amazing 3-way you allowed them to have with your upline leader. Or maybe you gave them just the right amount of information and had the proper influencing tone in your voice that just made them see how good a deal you had with you and they just had to bite on the bait.

    But you know what's common with both of these situations? You're making them about you by thinking that you are an integral part of the equation. And when that equation doesn't add up to what it's supposed to, then you respond accordingly. Either in a positive, or a negative way.

    Now, let's see what you can do about all this.

    How about you do nothing?

    That's right...nothing.

    You don't do anything about this. You don't act, react, or get into the emotive side of things. You don't make this about you. You don't make this about how good of a presentation, or even how bad of a presentation you did. You don't make this about how polite you were and considerate you were that you asked them about their great step aunt's appendectomy scar that must be healing by now.

    Forget that you can control ANYTHING about this process. And how about instead you remember that the only thing that you truly can control in all this is the fact that you can't control them and what they do. Or don't do.

    You see, it's to your downfall that you're making this about you. Don't do that. Stay out of the emotional side of all this and just do what you're supposed to do since you're one of the good distributors. Be the messenger. Give them the MLM message you're offering. And that's it - your job's done.

    If they grab the baton and run with it in your race, you know what? That had nothing to do with YOU. THEY were ready to do it. You just happened to be in the right place.

    I think I need to rephrase this to ensure that I'm getting to all of you.

    ~~~~

    Just imagine for a moment that you're one of those 7-star- super-astronomical-fourth-quadrant-stellar-blue-ointment-diamond distributor's and you're at the top of the pay plan. You're raking in, say, forty-thousand monthly. Month in, month out. You there. At the top.

    Now, you know as this top-of-the-heap distributor and company leader that the key to staying on top of the game is to continue to prospect no matter how much green you're making. So you're still doing your prospecting vigorously.

    Now I ask you, does your list of cold-lead prospects know this is who you are when you call them on the phone? Does that dudette you approach on that street corner know that you're making more in a month than she probably does in a year? What about that grocery clerk who just asked you about that button you have pinned on your chest that say's "I feel cool, ask me why".

    Do any of them even care who you are? Well, outside of you being a total moron to them, they probably won't even give YOU a second thought. And you know what will happen? They'll either join, or not. And their joining won't have diddly to do with you and who you are in your main deal.

    It's all about THEM. Not about YOU.

    It's all about where they are in life and if they're ready for what you have to share with them. If they aren't ready to make a change, it doesn't matter if you're that superstar leader distributor. Or on the other side of the spectrum, it doesn't matter if right now your bonus check was $6.47 last month.

    Did I make that point clear? Good, let's continue.

    ~~~~

    So, again, what are you doing about all this right now? You think you can control them. You think you can control your prospecting situation and the outcome of that situation.

    You think YOU are part of the equation. And, again, what happens when you do this enough times?

    Yes, you lose hope. And eventually you're out of the race. Your hope dies and so does your dream along with it.

    So, how about you do this from now on...

    Don't think about the RESULTS of your prospecting. Instead, think about the PROCESS.

    What I mean by this is you remove yourself from hoping for a good end result, because remember when that end result IS good you FEEL good, but when that end results turns out 'wrong' or bad you FEEL bad.

    Think about the process. Just BE the process of MLMing. Go out there and prospect. Prospect the dickens out of your world. Totally get into the process because when you do you'll be reaching out to folks like your deal's going out of style. And that's good.

    Focus on the process of MLM. Focus on recruiting. Focus on training. Focus on sharing. Focus on getting the message out there. Focus on being the best messenger you can be. Focus on being the best sponsor you can be. Focus on developing your-self to the best of your abilities. All of this is in your control so this is why you need to focus on all this.

    DON'T focus on the end result of all this MLM crazy-making. That's not in your control.

    Don't think that this new prospect has to join your deal. That's not in your control.

    Don't think that you can control what someone else does. That's not in your control.

    Don't think that your prospecting outcome has anything to do with you because as long as you're sharing the message, it doesn't.

    And above all else...

    ...Don't get into the emotions of all this and lose sight of the process.

    ~~~~

    So, to summarize...

    Stay with the process. You control it totally, so keep it moving.

    Keep an eye on the results but don't make the results the goal. They're not.

    As long as you're focusing on the process and continuing with it and moving ahead with the process of MLMing you'll keep your hope intact and the results will take care of itself. I guarantee it.

    Good luck.

    I hope this insight was helpful with your business efforts.

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