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    ow your head and not your heart when deciding on your budget and remember to add on approximately 10-15% to the asking price to cover taxes, fees and other costs.
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    1. Have clear motives
    Buying a second home is no small purchase so be clear in your mind why you are doing it. Are you looking for a holiday home, a place to retire to or an investment opportunity?

    2. Do your research
    Never buy a property without first checking that the location suits your needs. Spend some time there and consider transport links and facilities.

    3. Choose a reliable agent
    Most property agents are on your side but word of mouth recommendations from friends are a good starting point when choosing a reliable agent to assist you in finding your overseas home.

    4. Be financially realistic
    Follow your head and not your heart when deciding on your budget and remember to add on approximately 10-15% to the asking price to cover taxes, fees and other costs.

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    retire to or an investment opportunity?

    2. Do your research
    Never buy a property without first checking that the location suits your needs. Spend some time there and consider transport links and facilities.

    3. Choose a reliable agent
    Most property agents are on your side but word of mouth recommendations from friends are a good starting point when choosing a reliable agent to assist you in finding your overseas home.

    4. Be financially realistic
    Follow your head and not your heart when deciding on your budget and remember to add on approximately 10-15% to the asking price to cover taxes, fees and other costs.

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    e time there and consider transport links and facilities.

    3. Choose a reliable agent
    Most property agents are on your side but word of mouth recommendations from friends are a good starting point when choosing a reliable agent to assist you in finding your overseas home.

    4. Be financially realistic
    Follow your head and not your heart when deciding on your budget and remember to add on approximately 10-15% to the asking price to cover taxes, fees and other costs.

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    ions from friends are a good starting point when choosing a reliable agent to assist you in finding your overseas home.

    4. Be financially realistic
    Follow your head and not your heart when deciding on your budget and remember to add on approximately 10-15% to the asking price to cover taxes, fees and other costs.

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    ow your head and not your heart when deciding on your budget and remember to add on approximately 10-15% to the asking price to cover taxes, fees and other costs. When searching for a property, always have access to enough money to pay a deposit so that when you find the right one you can secure it immediately.

    5. Consider mortgage options
    A number of UK banks will organise mortgages in pounds or euros for overseas purchases, but you should also consider using a local bank in the country of your purchase. A euro mortgage will be lower interest rates but may leave you open to exchange rate fluctuations.

    6. Get a survey
    It is not seen as essential in many countries but if you are considering a second hand property get a survey done as you would in the UK. It will give you peace of min

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