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Hub You - 10 Things You Must Do After Buying a Home
Credit cards always seem like a good idea at first. Even if you've been burned in the past, when money gets tight, the shiny plastic rectangles seem like the perfect quick fix for any situation. Whether it's over-the-top finance charges, unheard of rates, or identity theft, there are a number of ways for that quick fix to turn into a long nightmare.I, for example, decided very quickly into my colle
5. Get a new driver's license.
If you moved across state lines, visit your new state's Department of Motor Vehicles website to find out the process for exchanging your driver's license. There's normally a gr
When a taxpayer owes money on their taxes they need to pay the amount owed before the traditional April 15th deadline. If the amount owed on taxes is not paid before the deadline then federal and state governments can impose a number of late fees and penalties. While there are penalties for failing to a pay taxes on time there are no penalties assessed to individuals who are due a refund, but fail to fi
Think about it for a moment. There are thousands of articles that offer advice leading up to (and including) the closing / settlement process. But most of these articles fail to include tips for the period immediately after the closing. What's a new homeowner to do?
With that in mind, I offer you the following checklist:
1. Follow-up on your utility transfer.
You may have already started this process prior to closing. If not, that's okay too. Just be sure to follow up on electricity, gas, water and other paid utilities in your area to ensure proper transfer. It will save you a lot of headache later on, and possibly even a "lights-out" scenario.
2. Complete a change of address form.
If you haven't done so already, visit the local post office or go online to complete an official change of address form. Do this early on, and you'll minimize the amount of mail that gets sent to and forwarded from your old address.
3. Update your address with financial companies.
When it comes to credit card statements and other financial documents, it's best to go a step beyond the change of address form. Contact your credit card company directly to change your address on record. You don't want financial documents being sent to a home you're no longer in.
4. Update your voting information.
Call your local election board or visit their website to find out how to update your address. Even if you only moved locally, you might have a new polling station.
5. Get a new driver's license.
If you moved across state lines, visit your new state's Department of Motor Vehicles website to find out the process for exchanging your driver's license. There's normally a gra
Debt consolidation is considered as a blessing in disguise when you are surrounded by large number of debts, and your credit score is decreasing at a noticeable rate. This may be the time when you should become alert about the situation. To handle such situation you can take help of the unsecured debt consolidation loans.Unsecured Debt Consolidation Loans are loans for consolidating or combining yo
With that in mind, I offer you the following checklist:
1. Follow-up on your utility transfer.
You may have already started this process prior to closing. If not, that's okay too. Just be sure to follow up on electricity, gas, water and other paid utilities in your area to ensure proper transfer. It will save you a lot of headache later on, and possibly even a "lights-out" scenario.
2. Complete a change of address form.
If you haven't done so already, visit the local post office or go online to complete an official change of address form. Do this early on, and you'll minimize the amount of mail that gets sent to and forwarded from your old address.
3. Update your address with financial companies.
When it comes to credit card statements and other financial documents, it's best to go a step beyond the change of address form. Contact your credit card company directly to change your address on record. You don't want financial documents being sent to a home you're no longer in.
4. Update your voting information.
Call your local election board or visit their website to find out how to update your address. Even if you only moved locally, you might have a new polling station.
5. Get a new driver's license.
If you moved across state lines, visit your new state's Department of Motor Vehicles website to find out the process for exchanging your driver's license. There's normally a gr
Wouldn’t you like to reap the benefits of a variety of options available for a low rate car loan? An online loan offers you the guarantee of the best rates prevalent in the market.There are three keys to getting a low rate car loan - a thorough research of financing companies, term negotiation, and a higher down payment amount. Let us take a look at each key.The First Keyr. It will save you a lot of headache later on, and possibly even a "lights-out" scenario.
2. Complete a change of address form.
If you haven't done so already, visit the local post office or go online to complete an official change of address form. Do this early on, and you'll minimize the amount of mail that gets sent to and forwarded from your old address.
3. Update your address with financial companies.
When it comes to credit card statements and other financial documents, it's best to go a step beyond the change of address form. Contact your credit card company directly to change your address on record. You don't want financial documents being sent to a home you're no longer in.
4. Update your voting information.
Call your local election board or visit their website to find out how to update your address. Even if you only moved locally, you might have a new polling station.
5. Get a new driver's license.
If you moved across state lines, visit your new state's Department of Motor Vehicles website to find out the process for exchanging your driver's license. There's normally a gr
When I was nearly hitting the age of 30 something inside me changed I noticed I was starting to question my worth and why am I doing this job. As a manager for a big pub chain I had enough of dealing with complaint after complaint and serving rubbish products. That is when I thought long and hard about what I wanted to do with my future.I then came up with the idea that I wanted to run my own resta
When it comes to credit card statements and other financial documents, it's best to go a step beyond the change of address form. Contact your credit card company directly to change your address on record. You don't want financial documents being sent to a home you're no longer in.
4. Update your voting information.
Call your local election board or visit their website to find out how to update your address. Even if you only moved locally, you might have a new polling station.
5. Get a new driver's license.
If you moved across state lines, visit your new state's Department of Motor Vehicles website to find out the process for exchanging your driver's license. There's normally a gr
A patent is an official document given by a national government to an inventor (or business or corporation) who wishes to have sole rights over a product for a limited amount of time. Once the patent is granted, no one else has the right to make, sell, market, or profit from the invention.In the United States, the U.S. Patent and Trademark Office (USPTO) allows inventors and patent owners (in
5. Get a new driver's license.
If you moved across state lines, visit your new state's Department of Motor Vehicles website to find out the process for exchanging your driver's license. There's normally a grace period where you're allowed to drive with the old license, but after a while you'll run the risk of getting a ticket.
6. Get a safe deposit box.
A safe deposit box is always a good idea, but it's even more important after buying a new home. Put all your important documents in there, such as your homeowner's insurance policy.
7. Set up auto-pay.
If your bank offers it, set up auto-pay for your mortgage payments. It will be one less hassle to worry about each month, and it will also help you avoid missing payments from forgetfulness.
8. Meet the neighbors.
If your neighbors don't come and introduce themselves, go say hello. Remember, these are the people who will keep an eye on your home when you're away.
9. Ease into your mortgage payment.
If this is your first home, or if you've upgraded from a less expensive home, it's a good idea to ease into your mortgage payments. Give yourself a couple of months to adjust before making big purchases like furniture or home entertainment systems.
10. Savor the experience.
Lastly, take a deep breath of satisfaction. You’re a new homeowner!
* Copyright 2006, Brandon Cornett. You may republish this article online if you retain the active hyperlinks below.
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