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Hub You - How to Buy Your First Home
Bubble? What bubble?At the root of the Real Estate Bubble Myth is the fact that interest rates are on the rise and the inexplicable truth is that, all of a sudden, everybody is so worried and concerned about it. Interest rates have been steadily on the rise both in the United States and, by reflection, in Canada since mid-2004, so I will leave to psychiatrists and psychologists the arduous task of explaining the newest, interest-rates phobia. I will, however, delve into the reasons as to why interest rates
2. Inspect, Inspect, Inspect-Whether you hire an Inspection Company or you ask a knowledgeable family member or friend to inspect your new home, a small investment in the beg
One of the earliest masters of time-price analysis in trading was the legendary trader WD Gann.I started off my trading career in stocks and shares and it was when I discovered the world of trading commodities and futures that I heard of WD Gann.The most important teaching of WD Gann that I personally learnt came from his famous statement:"When time and price is squared ( or meet ), change is inevitable"I have found this to be true in many, many cases...too many to enumerate, and this occurs a
Most home purchasers do little or no research before they make such a large investment. Doesn’t it make sense to become as completely informed as possible before you buy your first home? This special report is designed to help you avoid 10 common and crucial mistakes.
1. Thing about using a Professional-As a buyer, consider using a Professional Real Estate Agent. It’s free! All of your Agents fees are paid by the seller of the home you buy. You as a buyer, get the experience and knowledge of an expert and don’t have to pay for it. An example of this is, say for example, that you have $150,000 to invest in the stock market; most of us wouldn’t attempt this without the help of a professional. Just as this is most likely the biggest investment you will ever make, don’t go at it alone, the paperwork, the legal aspects, making sure your rights are protected and many more major parts of the purchase should be handled by someone with experience. Especially if it’s FREE!
2. Inspect, Inspect, Inspect-Whether you hire an Inspection Company or you ask a knowledgeable family member or friend to inspect your new home, a small investment in the beg
Your cell phone .... it has been around for quite sometime and it is there to stay. There are many features that would seem impossible to generations of past but what we now actually enjoy. What are these special features? It could be that your cell phone is equipped with a video camera with 3.0 megapixels, or it could be the built-in Windows 5.0. Or it could simply be, your cell phone ring tones.Cell phone ring tones history all began with the Nokia tune that was originally composed by Francisco Tarrega, a m
Most home purchasers do little or no research before they make such a large investment. Doesn’t it make sense to become as completely informed as possible before you buy your first home? This special report is designed to help you avoid 10 common and crucial mistakes.
1. Thing about using a Professional-As a buyer, consider using a Professional Real Estate Agent. It’s free! All of your Agents fees are paid by the seller of the home you buy. You as a buyer, get the experience and knowledge of an expert and don’t have to pay for it. An example of this is, say for example, that you have $150,000 to invest in the stock market; most of us wouldn’t attempt this without the help of a professional. Just as this is most likely the biggest investment you will ever make, don’t go at it alone, the paperwork, the legal aspects, making sure your rights are protected and many more major parts of the purchase should be handled by someone with experience. Especially if it’s FREE!
2. Inspect, Inspect, Inspect-Whether you hire an Inspection Company or you ask a knowledgeable family member or friend to inspect your new home, a small investment in the beg
Let's say that you are going on vacation. You're going to Vegas! Wednesday, Thursday, & Friday the store would be closed. You have 2 choices: Worry about how much money you are losing by not being in the store, or using your trip as a way to get a boost in business. This is what we did; About half an hour before we left for the airport, almost on a whim, I took a piece of typing paper & put a sign on the store's front door. Here's what it said;"My wife Cheryl & I are on a vacuum cleaner buying trip ( & mi
1. Thing about using a Professional-As a buyer, consider using a Professional Real Estate Agent. It’s free! All of your Agents fees are paid by the seller of the home you buy. You as a buyer, get the experience and knowledge of an expert and don’t have to pay for it. An example of this is, say for example, that you have $150,000 to invest in the stock market; most of us wouldn’t attempt this without the help of a professional. Just as this is most likely the biggest investment you will ever make, don’t go at it alone, the paperwork, the legal aspects, making sure your rights are protected and many more major parts of the purchase should be handled by someone with experience. Especially if it’s FREE!
2. Inspect, Inspect, Inspect-Whether you hire an Inspection Company or you ask a knowledgeable family member or friend to inspect your new home, a small investment in the beg
One of the biggest challenges facing black RELATIONSHIPS today are finances. Many people mistakenly feel that money does NOT matter. In fact, money matters the MOST! Why? Most people do not have a clue about their own financial destiny.You know you want to own a home and save some money toward retirement but have you PLANNED what it is you are saving each month and how that money will assist you in the future. Do you have a PLAN to empower yourself financially by NOT depending on your JOB to pay your
2. Inspect, Inspect, Inspect-Whether you hire an Inspection Company or you ask a knowledgeable family member or friend to inspect your new home, a small investment in the beg
Sure, you have plenty of personality, but are you able to convey that in your resume?Take a look at your resume and read it through like a professional hiring manager would. Is it interesting? Is it boring? Would you fall asleep if you had to read your own resume at 10:00 p.m. at night (like some human resource professionals have to do)?Creating a resume that gets read from top to bottom is not easy. To do so means you have to interject active, vibrant language throughout your resume. That doesn't mean
2. Inspect, Inspect, Inspect-Whether you hire an Inspection Company or you ask a knowledgeable family member or friend to inspect your new home, a small investment in the beginning can save you hundreds or even thousands of dollars down the road.
3. Income + Lifestyle = Mortgage Payment-Sit down with your mortgage officer and honestly discuss your income level and living expenses. Take into account future considerations, children, add-ons, amenities, and fix-ups. Your dream home is certainly worth a sacrifice but don’t mortgage your entire future.
4. View Several Homes-See at least 4-6 properties. Don’t move too slowly but don’t move on the first property you see. With your agent’s help you should be able to view enough properties to get a good overall perspective of the home market. When you find the right property all the leg work will be worth it.
5. Utilize Your Team-By aligning yourself with the right real estate professional you will have an entire team at your disposal. Utilize your lender, title rep and agent. Each of them should work hand in hand for your benefit. Explore all the options before you sign.
6. Be Columbo-Check out all costs and expenses before you sign, utilities, taxes, insurance, maintenance and home owner dues if applicable. Make sure all utilities (gas, electricity, and water) are on during your walk-through so you can inspect everythi
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