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Hub You - Have You Been Fired? Laid Off? No? You Will Be!
Medical billing, depending on whether you are billing paper claims or electronically, is a totally different animal for each. Electronic claims have one thing that paper claims don't have. And while they pay faster, thus the reason for billers to bill electronically, they can also be a royal pain in the backside because of all the restrictions and requirements. One of the strictest of these requirements is claim records hierarchy. We're going to briefly explain that hierarchy in this installment, as a detailed explanation will probably leave you confused and running for the nearest exit.If you're billing claims by paper you simply take each paper claim, stick it in an envelop and leave it in the hands of your trusted mailman. Not so with electronic claims. Not only does the envelop of electronic claims have to be properly addressed, but it better have every piece of paper in just the right place and totals for everything from how much you're billing to how many pieces of paper you have
* They don’t take a break and think about what they want.
*They don’t strategize about how to get what they want. You need to.
Take control of yourself to take care of yourself. Do the self-analysis exercises as I suggest in the book, FALLBACK POSITION. Find out who you are and what you want to do with your life. That’s taking control of yourself. Don’t just let things happen.
It will make you feel good to know you’ve prepared and you’ve taken care of yourself and your family.
2. Take Control of Your Finances.
Be prepared by building a layoff budget. Know what you’ll get for severance, if anything. The average is 1 week per year of service. But the rule of thumb for getting a
You've worked hard to get an interview, and now it feels like everything is on the line. What's the best approach to ensure a great interview? Based on my experience working with professionals with varied backgrounds and experience, I'd have to stay that figuring out what to ask on the interview is where many people get stuck. They know they should ask something, but what? During most (if not all) interviews, you will be asked "Do you have any questions?" and I say respond with a confident "Absolutely!"Smart candidates know that they are also interviewing the company to figure out whether it's going to be a good move for them too. I hate hearing from clients "If I had known "X," I would never have taken the job." Do your homework up front and you'll lessen the risk of making a poor decision.I'm assuming you've done your pre-interviewing homework: researching the company's strategic direction, vision/mission, latest press/public relations articles, and preparing killer, highly i
2.6 million were laid off the past three years, 600,000 in 2003. The most mass layoffs in history occurred in January 2004. 2004 saw more mass layoffs than any previous year. Manufacturing jobs are down from 21 million in 1980 to 14 million today. As an example, Levis closed the last of its 63 plants in this country. So that most American of icons—Levis—are now only made offshore.
Think you’re not at risk? Economists say that 75% of those who have jobs now are at risk of job loss because they work in the 5 industries undergoing what they call “creative deconstruction”--or down-sizing, right-sizing, outsourcing, and off-shoring. Those 5 industries are Airlines, Communications, Finance, Manufacturing of Electronics, and Technology. That’s a lot of the economy.
You Need the 3 Keys to Taking Control
1. Take Care of Yourself by Taking Control of Yourself
2. Take Control of Your Finances
3. Take Control of Your Careers
It doesn’t matter if your CEO makes mistakes and flies your company into the ground, it doesn’t matter whether his bonus is tied to cost-cutting, so he sells your job to India, and it doesn’t matter if the cause of the problem is that your company’s chief competitor is Halliburton, things have changed in the job world and your job is at risk.
It’s been said that if you work in an office you are at risk. 14 million jobs are expected to be sent offshore in the next decade. People entering the job workforce today can expect to have 8 careers. Not jobs, but disparate careers, with separate skill sets.
You need to be prepared. My book, FALLBACK POSITION, Preparing a Contingency Plan for the Worst Case Scenario, gives you the 3 Keys to Taking Control, so if you do lose your job, it’s not devastating to you and your family. And the 3 Keys allow you to take control of your future careers too.
The 3 Keys to Taking Control
1. Take Care of Yourself by Taking Control of Yourself
You’re going to have multiple careers, so you first need to know yourself, your strengths and weaknesses, and you need to relate those to what you want to do, how hard you’re willing to work to get to do it, and are you willing to move to do it? And you need a game plan. Continuous life-long learning is necessary in today’s world. At a minimum you should learn one new computer program and one new human relations skill every year. Learn them well enough to teach them. Then if you have specific interests, define those and work on learning those, strengthening your strengths and eliminating your weaknesses. Become a value-added employee where you are, so you’re the last one tossed off the lifeboat, but work on finding the job you really want for your next move.
Many people are laid off, immediately panic, and run out and take the first job they can get.
* Usually in the same field from which they were fired or laid off.
* They don’t take a break and think about what they want.
*They don’t strategize about how to get what they want. You need to.
Take control of yourself to take care of yourself. Do the self-analysis exercises as I suggest in the book, FALLBACK POSITION. Find out who you are and what you want to do with your life. That’s taking control of yourself. Don’t just let things happen.
It will make you feel good to know you’ve prepared and you’ve taken care of yourself and your family.
2. Take Control of Your Finances.
Be prepared by building a layoff budget. Know what you’ll get for severance, if anything. The average is 1 week per year of service. But the rule of thumb for getting a
Employees' writing skills - or the lack of them - substantially affect the bottom line in ways you may never have considered. Here are just a few.* Badly written instructions can lead to incorrect procedures, lost time, damaged equipment, lost customers - and lost profit.* Ineffective letters, which often took too long to write in the first place, can create a poor company image, wasted time, bad customer or supplier relations, lost customers - and lost profit.* Interdepartmental miscommunication - often through incomprehensible e-mail exchanges - can lead to fragmentation of the workforce, loss of corporate loyalty, missed collaboration and innovation opportunities, possibly lost employees resulting in more recruitment and training costs - and lost profit.* Cold, impersonal "boilerplate" letters in response to customers' problems or complaints can lead to loss of those customers, bad news spread to their friends and colleagues, loss of present and future income - and lo
You Need the 3 Keys to Taking Control
1. Take Care of Yourself by Taking Control of Yourself
2. Take Control of Your Finances
3. Take Control of Your Careers
It doesn’t matter if your CEO makes mistakes and flies your company into the ground, it doesn’t matter whether his bonus is tied to cost-cutting, so he sells your job to India, and it doesn’t matter if the cause of the problem is that your company’s chief competitor is Halliburton, things have changed in the job world and your job is at risk.
It’s been said that if you work in an office you are at risk. 14 million jobs are expected to be sent offshore in the next decade. People entering the job workforce today can expect to have 8 careers. Not jobs, but disparate careers, with separate skill sets.
You need to be prepared. My book, FALLBACK POSITION, Preparing a Contingency Plan for the Worst Case Scenario, gives you the 3 Keys to Taking Control, so if you do lose your job, it’s not devastating to you and your family. And the 3 Keys allow you to take control of your future careers too.
The 3 Keys to Taking Control
1. Take Care of Yourself by Taking Control of Yourself
You’re going to have multiple careers, so you first need to know yourself, your strengths and weaknesses, and you need to relate those to what you want to do, how hard you’re willing to work to get to do it, and are you willing to move to do it? And you need a game plan. Continuous life-long learning is necessary in today’s world. At a minimum you should learn one new computer program and one new human relations skill every year. Learn them well enough to teach them. Then if you have specific interests, define those and work on learning those, strengthening your strengths and eliminating your weaknesses. Become a value-added employee where you are, so you’re the last one tossed off the lifeboat, but work on finding the job you really want for your next move.
Many people are laid off, immediately panic, and run out and take the first job they can get.
* Usually in the same field from which they were fired or laid off.
* They don’t take a break and think about what they want.
*They don’t strategize about how to get what they want. You need to.
Take control of yourself to take care of yourself. Do the self-analysis exercises as I suggest in the book, FALLBACK POSITION. Find out who you are and what you want to do with your life. That’s taking control of yourself. Don’t just let things happen.
It will make you feel good to know you’ve prepared and you’ve taken care of yourself and your family.
2. Take Control of Your Finances.
Be prepared by building a layoff budget. Know what you’ll get for severance, if anything. The average is 1 week per year of service. But the rule of thumb for getting a
With in the past few months more and more people have tempted their fate with hopes to win big at gambling. It seems as though everyone has jumped on the band wagon to capitalize on those that seek fame and fortune through gambling. Everywhere you go from your local department stores, radio advertisement, television commercials and highway billboards you have now been exposed. This effective advertisement has enticed people to take a chance to win big.For the novice gambler, playing around a card table for minimal bets is exciting and rewarding. As time goes on these same people advance in their gambling addiction to scratch offs and lottery. These are convenient to buy, there seems to be one vendor per block. Even the local malls have set up booths to sell scratch off tickets and lottery. Its big business nowadays and people want to cash in one way or another. There seems to be just as much coverage on gambling compared to all the other forms of entertainment put together.Now th
You need to be prepared. My book, FALLBACK POSITION, Preparing a Contingency Plan for the Worst Case Scenario, gives you the 3 Keys to Taking Control, so if you do lose your job, it’s not devastating to you and your family. And the 3 Keys allow you to take control of your future careers too.
The 3 Keys to Taking Control
1. Take Care of Yourself by Taking Control of Yourself
You’re going to have multiple careers, so you first need to know yourself, your strengths and weaknesses, and you need to relate those to what you want to do, how hard you’re willing to work to get to do it, and are you willing to move to do it? And you need a game plan. Continuous life-long learning is necessary in today’s world. At a minimum you should learn one new computer program and one new human relations skill every year. Learn them well enough to teach them. Then if you have specific interests, define those and work on learning those, strengthening your strengths and eliminating your weaknesses. Become a value-added employee where you are, so you’re the last one tossed off the lifeboat, but work on finding the job you really want for your next move.
Many people are laid off, immediately panic, and run out and take the first job they can get.
* Usually in the same field from which they were fired or laid off.
* They don’t take a break and think about what they want.
*They don’t strategize about how to get what they want. You need to.
Take control of yourself to take care of yourself. Do the self-analysis exercises as I suggest in the book, FALLBACK POSITION. Find out who you are and what you want to do with your life. That’s taking control of yourself. Don’t just let things happen.
It will make you feel good to know you’ve prepared and you’ve taken care of yourself and your family.
2. Take Control of Your Finances.
Be prepared by building a layoff budget. Know what you’ll get for severance, if anything. The average is 1 week per year of service. But the rule of thumb for getting a
Financial advising is a rewarding career that has grown rapidly as baby boomers near retirement. According to Money magazine, financial advisor ranks #3 in its "Best Jobs in America" report. With average salary hovering above $120,000, there is no question why financial advisor is one of the best jobs in America.Financial advisors provide advice relating to investment strategy, mutual funds, bonds, and stocks. Using this knowledge to provide retirement advice and estate planning is crucial to client success. Clients will discuss often need to change investment strategies based on major events such as marriage, having kids, and retirement. A financial advisor's recommendations will help make these transitions easier.Beginning a career as a financial advisor is easy. Because of the high demand, many financial companies offer complete training programs to those motivated to succeed. Previous experience working with clients is very helpful because financial advice is all about developing
Many people are laid off, immediately panic, and run out and take the first job they can get.
* Usually in the same field from which they were fired or laid off.
* They don’t take a break and think about what they want.
*They don’t strategize about how to get what they want. You need to.
Take control of yourself to take care of yourself. Do the self-analysis exercises as I suggest in the book, FALLBACK POSITION. Find out who you are and what you want to do with your life. That’s taking control of yourself. Don’t just let things happen.
It will make you feel good to know you’ve prepared and you’ve taken care of yourself and your family.
2. Take Control of Your Finances.
Be prepared by building a layoff budget. Know what you’ll get for severance, if anything. The average is 1 week per year of service. But the rule of thumb for getting a
Forget about hollywood's glamorization of a private investigator job! A real life private investigator job is not as easy as you think!Private investigators offer numerous services, in a huge number of domains such as corporate and star safety, pre-employment verification; subject to perceived value background search. These are only the tip of the iceberg of what they do! They can also do investigations regarding crimes made given the computer, like illegal downloading, copyrighted materials and numerous others.An alternative field that they get into is finding missing persons or finding the birth fathers of adopted children, child custody and shelter cases. Sometimes they are hired to prove if a spouse has committed an infidelity which is the majority of the cases that the private investigators are hired to do.Tasks that a real private investigator doesPrivate investigators are trained to do surveillance. This is a basic skill that they must have. More often
* They don’t take a break and think about what they want.
*They don’t strategize about how to get what they want. You need to.
Take control of yourself to take care of yourself. Do the self-analysis exercises as I suggest in the book, FALLBACK POSITION. Find out who you are and what you want to do with your life. That’s taking control of yourself. Don’t just let things happen.
It will make you feel good to know you’ve prepared and you’ve taken care of yourself and your family.
2. Take Control of Your Finances.
Be prepared by building a layoff budget. Know what you’ll get for severance, if anything. The average is 1 week per year of service. But the rule of thumb for getting a job is 1 month per $10,000 of salary. So if you’ve worked five years and make $50,000, they might pay you for 5 weeks but it will take 5 months to find a job. You need to fill that gap. Know how much unemployment will pay. Financial Planners advise to have 6 months salary in savings. That’s hard to do. But if you know your severance and unemployment, then the gap is something less than 6 months’ pay. You need to know what the company policy is. Same for health insurance. It can cost $8-10,000 for premiums on your own. Find out the company policy.
If they offer less than what you need, negotiate with them for more. You’re not being fired for bad performance, it wasn’t your fault the company was flown into the ground. You were loyal, you need them to be loyal to you. Guilt them. Guilt is a powerful negotiation tool. Don’t be afraid to ask. What are they going to do to you for asking? You’ve already got a pink slip. Don’t worry they won’t give you a good recommendation. They know that if they give you an incorrect bad one, you can sue for defamation, and get much more than severance.
When Ray Buford was laid off from his job in Denver, by his old curmudgeon of a boss, he was offered six months severance and COBRA health insurance, meaning 18 months. Ray went to him and said, “Boss I’ve been a good and loyal helper, made you a lot of money, and I have two teenagers. At my level I need a year’s severance and insurance for two years.”
The old man looked at him and said, “Son, that reminds me of the story of the man who asked his wife what she wanted for her birthday, and she put down her book, looked at him and said, ‘I want a divorce.’ The man let out a sigh, saying ‘Woof. I wasn’t planning on spending that much.’”
Ray gave a courtesy chuckle and said, “That’s a good story, boss, but I was hoping this ‘divorce’ would be a friendly one.”
With that code word ‘friendly’ meaning ‘without lawyers’, Ray got his extra severance. So don’t be afraid to ask and to persuade.
Include your family in this layoff budget, because if you have teenagers and you have to take the cell phones and internet away, they’re not going to be happy campers. You probably won’t take them away, because those are tools for getting another job, but you might reduce costs, and the family needs to be involved and know what the situation is.
Having a layoff budget puts you ahead of most of the workforce. Planners say only 30% of the people have a financial plan, and there aren’t 10% who have a layoff budget.
You’ll know the answers to the key questions before they’re asked. That will make you stronger. Knowing the financial approaches you’ll take from FALLBACK POSITION and working through them will help you and your family feel good about whatever happens and you’ll be in the best position to survive and prosper in today’s crazy job world.
3. Take Control of Your Career(s)
The worst case scenario is losing your job unexpectedly
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