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    If I get in an accident, will my rates rise? Some insurance companies want you to pay 7-15% more on the front end for “forgiveness” in your first accident. But if you’ve been with

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    We all want to save money and a big chunk I pay every month goes to my insurance company. Here are some ideas to save you some money.

    Compare rates by finding sample rates at NAIC.org. You can also compare multiple companies at insweb.com except for allstate, progressive and state farm. Make sure your premium is in line with what other companies charge.

    Up your deductible – mine’s at $1000. Yes, it seems scary, but the average claim is every 8 years and in that time I’ve had more than saved $1000. Also, if your older car is worth less than $2000, drop your collision and comprehensive coverage. You’ll save enough in premiums in a few short years to pay for the car. Check kbb.com or Edmunds.com for used car values.

    If I get in an accident, will my rates rise? Some insurance companies want you to pay 7-15% more on the front end for “forgiveness” in your first accident. But if you’ve been with

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    .org. You can also compare multiple companies at insweb.com except for allstate, progressive and state farm. Make sure your premium is in line with what other companies charge.

    Up your deductible – mine’s at $1000. Yes, it seems scary, but the average claim is every 8 years and in that time I’ve had more than saved $1000. Also, if your older car is worth less than $2000, drop your collision and comprehensive coverage. You’ll save enough in premiums in a few short years to pay for the car. Check kbb.com or Edmunds.com for used car values.

    If I get in an accident, will my rates rise? Some insurance companies want you to pay 7-15% more on the front end for “forgiveness” in your first accident. But if you’ve been with

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    p your deductible – mine’s at $1000. Yes, it seems scary, but the average claim is every 8 years and in that time I’ve had more than saved $1000. Also, if your older car is worth less than $2000, drop your collision and comprehensive coverage. You’ll save enough in premiums in a few short years to pay for the car. Check kbb.com or Edmunds.com for used car values.

    If I get in an accident, will my rates rise? Some insurance companies want you to pay 7-15% more on the front end for “forgiveness” in your first accident. But if you’ve been with

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    than $2000, drop your collision and comprehensive coverage. You’ll save enough in premiums in a few short years to pay for the car. Check kbb.com or Edmunds.com for used car values.

    If I get in an accident, will my rates rise? Some insurance companies want you to pay 7-15% more on the front end for “forgiveness” in your first accident. But if you’ve been with

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    If I get in an accident, will my rates rise? Some insurance companies want you to pay 7-15% more on the front end for “forgiveness” in your first accident. But if you’ve been with a company for 5 years, they’ll usually do it anyway. Check.

    This tip will cost you money but could save you a boatload if you are in an accident. The state has minimum requirements for insurance coverage. Like, $50,000 per person, $100,000 per accident. Well, I increased mine to $100,000 and $300,000 and it only cost me about $3 per month. But with rising medical costs and lawsuits, this protects my assets – yes – my house and my other unsmashed car.

    Now, more than before, your credit score has an effect on your insurance premiums. Make sure its OK at annualcreditreport.com. You can get one free credit report per year. Of course they want to keep your credit score number a secret and you have to pay for the actual

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