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    ill not suffice in case of a serious accident.

    • Personal Accident Insurance covering you and the passengers for medical and ambulance bills.

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    When renting a car for business or personal purposes one of the questions that may come up is do you need rental car insurance. Auto insurance protects you from unforeseen circumstances. When renting a car most car rental agencies will try and sell you auto insurance coverage.

    Auto insurance sold by car rental firms will include:

    • Collision Damage Waiver or Loss Damage Waiver which will protect you against damage or theft of rental car. The coverage is however void if you drive under intoxication, have an accident due to speeding, or drive on unpaved roads.

    • Liability Insurance as required by the law of your state. This gives excess liability coverage but will not suffice in case of a serious accident.

    • Personal Accident Insurance covering you and the passengers for medical and ambulance bills.

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    circumstances. When renting a car most car rental agencies will try and sell you auto insurance coverage.

    Auto insurance sold by car rental firms will include:

    • Collision Damage Waiver or Loss Damage Waiver which will protect you against damage or theft of rental car. The coverage is however void if you drive under intoxication, have an accident due to speeding, or drive on unpaved roads.

    • Liability Insurance as required by the law of your state. This gives excess liability coverage but will not suffice in case of a serious accident.

    • Personal Accident Insurance covering you and the passengers for medical and ambulance bills.

    • Personal Effect

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    >• Collision Damage Waiver or Loss Damage Waiver which will protect you against damage or theft of rental car. The coverage is however void if you drive under intoxication, have an accident due to speeding, or drive on unpaved roads.

    • Liability Insurance as required by the law of your state. This gives excess liability coverage but will not suffice in case of a serious accident.

    • Personal Accident Insurance covering you and the passengers for medical and ambulance bills.

    • Personal Effect

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    n, have an accident due to speeding, or drive on unpaved roads.

    • Liability Insurance as required by the law of your state. This gives excess liability coverage but will not suffice in case of a serious accident.

    • Personal Accident Insurance covering you and the passengers for medical and ambulance bills.

    • Personal Effect

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    ill not suffice in case of a serious accident.

    • Personal Accident Insurance covering you and the passengers for medical and ambulance bills.

    • Personal Effects Coverage that protects personal items from theft.

    But before you buy any coverage you must consider:

    a. If you rent cars very often then it will be cheaper for you to purchase a non-owner insurance coverage that will protect you and your spouse and will most probably include uninsured or underinsured motorist coverage, personal injury protection or PIP, and medical coverage. However, you may need to buy a collision damage waiver from the rental company to protect the rental vehicle.

    b. You need to check with your own auto insurance policy whether it covers rental cars. More often than not the liability coverage limits that exist on the auto insurance policy o

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