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  • Hub You - Limitations When You Opt For An Independent Insurance Company

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    in independent companies. The consumers need to take into consideration the term "you get what you pay for”.

    The consumer must recognise that the company selected must h

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    Some people think it doesn't really matter where they buy their insurance. But this misconception could be costing them money, service and protection.

    Although most insurance agents specialise in life and health insurance or property and casualty insurance, a growing number of “multi-line” agents sell all lines of insurance. Approximately 1 out of 4 insurance agents are self-employed. Independent insurance agents, or brokers, represent several companies and place insurance policies for their clients with the company that offers the best rate and coverage.

    Selecting a policy solely on today's premiums will probably make the consumer more susceptible to rate increases or possible failure in independent companies. The consumers need to take into consideration the term "you get what you pay for”.

    The consumer must recognise that the company selected must ha

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    ance agents specialise in life and health insurance or property and casualty insurance, a growing number of “multi-line” agents sell all lines of insurance. Approximately 1 out of 4 insurance agents are self-employed. Independent insurance agents, or brokers, represent several companies and place insurance policies for their clients with the company that offers the best rate and coverage.

    Selecting a policy solely on today's premiums will probably make the consumer more susceptible to rate increases or possible failure in independent companies. The consumers need to take into consideration the term "you get what you pay for”.

    The consumer must recognise that the company selected must h

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    of 4 insurance agents are self-employed. Independent insurance agents, or brokers, represent several companies and place insurance policies for their clients with the company that offers the best rate and coverage.

    Selecting a policy solely on today's premiums will probably make the consumer more susceptible to rate increases or possible failure in independent companies. The consumers need to take into consideration the term "you get what you pay for”.

    The consumer must recognise that the company selected must h

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    at offers the best rate and coverage.

    Selecting a policy solely on today's premiums will probably make the consumer more susceptible to rate increases or possible failure in independent companies. The consumers need to take into consideration the term "you get what you pay for”.

    The consumer must recognise that the company selected must h

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    in independent companies. The consumers need to take into consideration the term "you get what you pay for”.

    The consumer must recognise that the company selected must have ample financial resources and/or a strong financial stability to pay claims down the road. A company's financial rating should be fully disclosed by the agent, and the companies should price their products accordingly.

    Limits in accessibility: They are usually based in small offices from which they contact clientsand provide information on the policies they sell. However, much of their time is spent outside their offices, travelling locally to meet with clients, close sales, or investigate claims.

    Timings: Independent agents usually determine their own hours of work and often schedule evening and weekend appointments, which may or may not be convenient for you.<

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