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        • If you own a home Instead of taking the standard deduction, let the deduction maximizer check to see if you could save money by itemizing. If the interest you paid on your mortgage is more than the standard deduction, you would be better off itemizing.

        • State and local taxes Whether you own a home or not, itemizing can still save you lots of money. If you paid State or local taxes, the amount you paid is tax deductible.