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    ost of the conventional loans issued today, thereby allowing the le
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    Declining home values in 2006 may reduce the size of loans eligible for purchase by Fannie Mae and Freddie Mac, thereby impacting consumer loan costs in the higher priced housing regions in the country. Fannie Mae and Freddy Mac are the federal agencies that purchase most of the conventional loans issued today, thereby allowing the len
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    for purchase by Fannie Mae and Freddie Mac, thereby impacting consumer loan costs in the higher priced housing regions in the country. Fannie Mae and Freddy Mac are the federal agencies that purchase most of the conventional loans issued today, thereby allowing the le
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    mer loan costs in the higher priced housing regions in the country. Fannie Mae and Freddy Mac are the federal agencies that purchase most of the conventional loans issued today, thereby allowing the le
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    Fannie Mae and Freddy Mac are the federal agencies that purchase most of the conventional loans issued today, thereby allowing the le
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    ost of the conventional loans issued today, thereby allowing the lender to turn around and make another loan.

    The so-called "conforming" loan limit is based on the Federal Housing Finance Board's Monthly Interest Rate Survey, which includes an analysis of average home prices. According to the latest version released, home prices

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