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Hub You - New Year and New Bills-3 Tips to Deal With Holiday Debt Now and Avoid the Credit Trap
Search Engine optimization is going to require some work on your part. This work is worthy of your time though because without it you will not be bringing in enough traffic to support your site. You will also notice that when your site does not do well in the Search Engines that your sales will decline. If you are dependent upon these sales in order to make a living, then you wi
2. Always pay your bills early or on time
Make sure you review all of your new statements and verify not only the minimum payment due, but when it’s due.
Now isn’t a bad time to actually review everything on your credit card statement to make sure it all looks
Many of you are cold calling—or introductory calling, as I prefer to think about it—to set new business appointments with prospects. In order to effectively set new business appointments, it is important to determine the goal of your initial telephone call. Many of you would say that your goal is to close the sale. And that is true—closing is your ultimate goal. Closing, however, i
We get reminded of all those purchases we made over the holiday season as the credit card bills start to come in.
Whether it’s gifts we purchased on existing credit cards or new accounts that we opened, the reality of the new debt created in the new year hits us.
Here are some tips to help take care of those new bills now and keep your credit in tact:
1. Always pay more than the minimum payment
If credit card companies had it their way, you would always make the minimum payment (or even not pay, get hit with late fees, etc. - but that’s another story).
If you only made the minimum payment, you would find that it would take several years to pay off the entire debt and you would actually end up paying an amount that is much higher than the original amount borrowed… that’s if you even ever pay it off at all!
Make sure to always pay off more than the minimum amount (as much as you can).
A good rule of thumb I use is to always pay at least double the miminum payment.
Also, try to pay off your highest interest cards first, then tackle the lower interest cards after the highest interest cards are paid off.
2. Always pay your bills early or on time
Make sure you review all of your new statements and verify not only the minimum payment due, but when it’s due.
Now isn’t a bad time to actually review everything on your credit card statement to make sure it all looks
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Here are some tips to help take care of those new bills now and keep your credit in tact:
1. Always pay more than the minimum payment
If credit card companies had it their way, you would always make the minimum payment (or even not pay, get hit with late fees, etc. - but that’s another story).
If you only made the minimum payment, you would find that it would take several years to pay off the entire debt and you would actually end up paying an amount that is much higher than the original amount borrowed… that’s if you even ever pay it off at all!
Make sure to always pay off more than the minimum amount (as much as you can).
A good rule of thumb I use is to always pay at least double the miminum payment.
Also, try to pay off your highest interest cards first, then tackle the lower interest cards after the highest interest cards are paid off.
2. Always pay your bills early or on time
Make sure you review all of your new statements and verify not only the minimum payment due, but when it’s due.
Now isn’t a bad time to actually review everything on your credit card statement to make sure it all looks
The Industrial Age has given way to the Information Age. And, as just about any Web savvy individual can tell you, content is KING!Despite this fact, hoards of websites have neglected this rule, in favor of writing designed to “trick” search engines into sending traffic their way.Unfortunately, once an interested visitor clicks through, they’re greeted with lit
If you only made the minimum payment, you would find that it would take several years to pay off the entire debt and you would actually end up paying an amount that is much higher than the original amount borrowed… that’s if you even ever pay it off at all!
Make sure to always pay off more than the minimum amount (as much as you can).
A good rule of thumb I use is to always pay at least double the miminum payment.
Also, try to pay off your highest interest cards first, then tackle the lower interest cards after the highest interest cards are paid off.
2. Always pay your bills early or on time
Make sure you review all of your new statements and verify not only the minimum payment due, but when it’s due.
Now isn’t a bad time to actually review everything on your credit card statement to make sure it all looks
Start thinking about buying an established business if you want to avoid the immense risks involved in starting one. Not everyone wants to start a business from scratch, and buying a business with the infrastructure in place lets you focus on building it up, as opposed to getting a new business off the ground. This is not to say that it’s easy to buy an existing business; it’s a fa
Make sure to always pay off more than the minimum amount (as much as you can).
A good rule of thumb I use is to always pay at least double the miminum payment.
Also, try to pay off your highest interest cards first, then tackle the lower interest cards after the highest interest cards are paid off.
2. Always pay your bills early or on time
Make sure you review all of your new statements and verify not only the minimum payment due, but when it’s due.
Now isn’t a bad time to actually review everything on your credit card statement to make sure it all looks
I know you are a polite person...and probably say thank you to most of your clients.But that is not what I am talking about here...I am talking about saying thank you to the people who refer you new customers!I mean...referrals are easier to deal with than a brand new customer right? Customers who have been referred to you by someone else already are "pre-sold"
2. Always pay your bills early or on time
Make sure you review all of your new statements and verify not only the minimum payment due, but when it’s due.
Now isn’t a bad time to actually review everything on your credit card statement to make sure it all looks correct.
Make sure you don’t see any charges made over the holiday that you don’t recognize.
While you’re examining your credit statement, some other things you want to check up on are: amount of debt owed, interest rate, items purchased, credit limit, any penalities for late payment, and how far you are within your credit limit.
3. Use holiday cash gifts and tax refunds to pay down debt quickly
Did you get a lot of cash for Christmas this year? If so a great use of that money would be to pay down most or all of your credit card debt.
Also, if you plan on receiving a tax refund this year, file your taxes and get the refund as soon as possible.
There are two reasons this makes sense:
First, if you have a tax refund due, you are leaving money on the table. As long as the government has that money and you don’t; you are not earning interest on it. Basically you are giving the government an interest free loan. Get more money back as quickly as possible.
Second, while the government is holding your cash, you are not earning interest on your money. At the same time you are paying plenty of interest to the credit card company as l
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